Cummins Inc. (CMI) scored on five pillars from its reported financial statements, and ranked against 270 Industrials companies.
Cummins Inc. (CMI) scores 6.3 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on solvency, and predictability is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
We cannot judge Cummins Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
As of October 18, 2026, Cummins Inc. scores 6.3 out of 10 on the Lemma Quality Score, a reading of solid quality. This band covers companies that do several things well but not everything, so the pillar detail below matters more than the headline. Nothing in it comes from the share price or from forecasts: it is Cummins Inc.’s own reported numbers, scored pillar by pillar.
Among the 270 Industrials companies with a published score, that ranks at the 70th percentile, above the middle of the group. For reference, the middle of the group scores 5.6 and a company needs 6.5 to reach its top quarter, which leaves Cummins Inc. above the median.
Profitability scores 6.2 out of 10, which reads as average. The median across 262 Industrials companies is 4.9, so Cummins Inc. is above its peers on this pillar and ranks at the 67th percentile. Middling returns are common and not a flaw in themselves, though they leave less slack when costs rise or demand softens.
On solvency, Cummins Inc. scores 8.2, a strong reading. Its peers have a median of 7.1 across 241 Industrials companies, which places it above them, at the 66th percentile. A high solvency score means leverage is modest relative to earnings and cash flow, which gives management room to act in a bad year.
Growth scores 6.0 out of 10, which reads as average. The median across 216 Industrials companies is 5.4, so Cummins Inc. is above its peers on this pillar and ranks at the 58th percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.
Efficiency scores 6.1 out of 10, which reads as average. The median across 264 Industrials companies is 6.2, so Cummins Inc. is in line with its peers on this pillar and ranks at the 46th percentile. An average efficiency reading suggests the business turns its assets and earnings into cash at roughly the rate its sector does.
On predictability, Cummins Inc. scores 5.2, an average reading. Its peers have a median of 5.0 across 267 Industrials companies, which places it in line with them, at the 55th percentile. An average predictability reading means results have wobbled about as much as is normal for the sector.
Solvency at 8.2 is Cummins Inc.’s best pillar and predictability at 5.2 its weakest. The 3.0 point gap between them is worth keeping in mind when reading the overall. Leading with solvency is a defensive strength: it protects the business more than it grows it. Uneven results make any single year a weaker guide to the next one.
Cummins Inc. has no pillar below the median of Industrials companies, which leaves little room to rise. Its exposure is to slippage instead, and profitability carries the most weight: one point less there would mean an overall of roughly 6.0 rather than 6.3. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Cummins Inc. has a reading on every pillar.
For a fair comparison, start with companies of a similar size: the Industrials companies below are nearest to Cummins Inc. by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Cummins Inc. scores 6.3 out of 10, which reads as solid quality. Its strongest pillar is solvency, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Cummins Inc. ranks at the 70th percentile of the 270 Industrials companies Lemma publishes a score for. The median there is 5.6 and the top quarter starts at 6.5, against Cummins Inc.’s 6.3.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 18, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for CMI are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
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