Quality score · DHI · Consumer Discretionary

Is D.R. Horton, Inc. a quality business?

D.R. Horton, Inc. (DHI) scored on five pillars from its reported financial statements, and ranked against 179 Consumer Discretionary companies.

5.6/ 10
Solid quality
as of October 17, 2026
Profitability
5.4 Average
Solvency
—
Growth
5.5 Average
Efficiency
6.1 Average
Predictability
5.8 Average
Strongest pillar: Efficiency · Weakest: Profitability

D.R. Horton, Inc. (DHI) scores 5.6 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on efficiency, and profitability is what holds it back.

One pillar, solvency, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does D.R. Horton, Inc. have an economic moat?

Not enough data

We cannot judge D.R. Horton, Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How D.R. Horton, Inc. scores

As of October 17, 2026, D.R. Horton, Inc. scores 5.6 out of 10 on the Lemma Quality Score, a reading of solid quality. This band covers companies that do several things well but not everything, so the pillar detail below matters more than the headline. Nothing in it comes from the share price or from forecasts: it is D.R. Horton, Inc.’s own reported numbers, scored pillar by pillar.

Set against 179 Consumer Discretionary companies, D.R. Horton, Inc. lands at the 62nd percentile, above the middle of the group. The median across the group is 5.0, and the top quarter begins at 6.1, so D.R. Horton, Inc. is above the typical company here.

Pillar by pillar

Profitability

D.R. Horton, Inc.’s profitability score is 5.4 out of 10 (average). Against a median of 5.1 among 176 Consumer Discretionary companies, that is in line with the group and the 53rd percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.

Solvency

Solvency has no score for D.R. Horton, Inc. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median solvency score across 141 Consumer Discretionary companies is 5.9. Without it the overall says nothing about how comfortably the company carries its debt.

Growth

Growth scores 5.5 out of 10, which reads as average. The median across 149 Consumer Discretionary companies is 4.0, so D.R. Horton, Inc. is well above its peers on this pillar and ranks at the 67th percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.

Efficiency

On efficiency, D.R. Horton, Inc. scores 6.1, an average reading. Its peers have a median of 6.2 across 170 Consumer Discretionary companies, which places it in line with them, at the 49th percentile. Efficiency near the median says the operation is neither unusually lean nor unusually capital hungry.

Predictability

Predictability scores 5.8 out of 10, which reads as average. The median across 178 Consumer Discretionary companies is 5.0, so D.R. Horton, Inc. is above its peers on this pillar and ranks at the 64th percentile. Middling predictability suggests some volatility in the record, enough to read the other pillars with a little caution.

Strongest and weakest pillar

The five readings are evenly matched. The best, efficiency at 6.1, is just 0.7 points above the weakest, profitability at 5.4, so no single pillar is carrying the score. Leading with efficiency points to disciplined use of capital, a strength that compounds quietly. Weak profitability can be cyclical, so it helps to know whether margins are at a low point or a long-run level.

What would move the score

D.R. Horton, Inc. has no pillar below the median of Consumer Discretionary companies, which leaves little room to rise. Its exposure is to slippage instead, and profitability carries the most weight: one point less there would mean an overall of roughly 5.3 rather than 5.6. With one pillar unscored, the overall rests on 80 of the 100 weight points, spread across the four pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).

D.R. Horton, Inc. and similar companies

For a fair comparison, start with companies of a similar size: the Consumer Discretionary companies below are nearest to D.R. Horton, Inc. by market value, each scored on the same pillars.

What each pillar measures

Profitability

5.4 / 10

How much profit the company generates from its capital and sales.

Solvency

—

The company’s ability to service debt and meet its obligations.

Growth

5.5 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

6.1 / 10

How well assets and earnings convert into cash and output.

Predictability

5.8 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is D.R. Horton, Inc. a quality business?

On this reading D.R. Horton, Inc. scores 5.6 out of 10, which reads as solid quality. Its strongest pillar is efficiency, its weakest is profitability. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does D.R. Horton, Inc. compare with other Consumer Discretionary companies?

D.R. Horton, Inc. ranks at the 62nd percentile of the 179 Consumer Discretionary companies Lemma publishes a score for. The median there is 5.0 and the top quarter starts at 6.1, against D.R. Horton, Inc.’s 5.6.

What does the DHI quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 17, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for DHI are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.

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