Quality score · MELI · Consumer Discretionary

Is MercadoLibre Inc. a quality business?

MercadoLibre Inc. (MELI) scored on five pillars from its reported financial statements, and ranked against 179 Consumer Discretionary companies.

7.7/ 10
High quality
as of October 17, 2026
Profitability
7.7 Strong
Solvency
—
Growth
10.0 Strong
Efficiency
6.9 Average
Predictability
6.0 Average
Strongest pillar: Growth · Weakest: Predictability

MercadoLibre Inc. (MELI) scores 7.7 out of 10 as of , computed from its reported financial statements. That reads as high quality. The reading rests on growth, and predictability is what holds it back.

One pillar, solvency, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does MercadoLibre Inc. have an economic moat?

Not enough data

We cannot judge MercadoLibre Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How MercadoLibre Inc. scores

As of October 17, 2026, MercadoLibre Inc. scores 7.7 out of 10 on the Lemma Quality Score, a reading of high quality. Businesses in this band tend to combine good returns with a sound balance sheet, even if one pillar lags the others. Nothing in it comes from the share price or from forecasts: it is MercadoLibre Inc.’s own reported numbers, scored pillar by pillar.

Set against 179 Consumer Discretionary companies, MercadoLibre Inc. lands at the 96th percentile, in the top tenth of its peers. A typical company in the group scores 5.0, and the best quarter starts from 6.1. MercadoLibre Inc. is well above that typical reading.

Pillar by pillar

Profitability

Profitability scores 7.7 out of 10, which reads as strong. The median across 176 Consumer Discretionary companies is 5.1, so MercadoLibre Inc. is well above its peers on this pillar and ranks at the 81st percentile. A reading this strong says the business earns well on what it sells and on the capital it uses, the kind of margin profile competitors find hard to copy.

Solvency

Solvency has no score for MercadoLibre Inc. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median solvency score across 141 Consumer Discretionary companies is 5.9. Without it the overall says nothing about how comfortably the company carries its debt.

Growth

Growth scores 10.0 out of 10, which reads as strong. None of the other Consumer Discretionary companies scores higher here, against a median of 4.0 across 149 of them. A high growth score rewards a business that is getting bigger in a way that reaches the bottom line, not just the top one.

Efficiency

On efficiency, MercadoLibre Inc. scores 6.9, an average reading. Its peers have a median of 6.2 across 170 Consumer Discretionary companies, which places it above them, at the 71st percentile. An average efficiency reading suggests the business turns its assets and earnings into cash at roughly the rate its sector does.

Predictability

Predictability scores 6.0 out of 10, which reads as average. The median across 178 Consumer Discretionary companies is 5.0, so MercadoLibre Inc. is above its peers on this pillar and ranks at the 69th percentile. An average predictability reading means results have wobbled about as much as is normal for the sector.

Strongest and weakest pillar

The gap between MercadoLibre Inc.’s best and worst pillar is wide: growth at 10.0 against predictability at 6.0, 4.0 points apart. An average of two readings this different deserves a closer look than the headline number. Leading with growth is attractive as long as the expansion is earning a decent return. Uneven results make any single year a weaker guide to the next one.

What would move the score

MercadoLibre Inc. has no pillar below the median of Consumer Discretionary companies, which leaves little room to rise. Its exposure is to slippage instead, and profitability carries the most weight: one point less there would mean an overall of roughly 7.4 rather than 7.7. With one pillar unscored, the overall rests on 80 of the 100 weight points, spread across the four pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).

MercadoLibre Inc. and similar companies

For a fair comparison, start with companies of a similar size: the Consumer Discretionary companies below are nearest to MercadoLibre Inc. by market value, each scored on the same pillars.

What each pillar measures

Profitability

7.7 / 10

How much profit the company generates from its capital and sales.

Solvency

—

The company’s ability to service debt and meet its obligations.

Growth

10.0 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

6.9 / 10

How well assets and earnings convert into cash and output.

Predictability

6.0 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is MercadoLibre Inc. a quality business?

On this reading MercadoLibre Inc. scores 7.7 out of 10, which reads as high quality. Its strongest pillar is growth, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does MercadoLibre Inc. compare with other Consumer Discretionary companies?

MercadoLibre Inc. ranks at the 96th percentile of the 179 Consumer Discretionary companies Lemma publishes a score for. The median there is 5.0 and the top quarter starts at 6.1, against MercadoLibre Inc.’s 7.7.

What does the MELI quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 17, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for MELI are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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