PulteGroup, Inc. (PHM) scored on five pillars from its reported financial statements, and ranked against 179 Consumer Discretionary companies.
PulteGroup, Inc. (PHM) scores 5.8 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on growth, and efficiency is what holds it back.
One pillar, solvency, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
We cannot judge PulteGroup, Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
As of October 17, 2026, PulteGroup, Inc. scores 5.8 out of 10 on the Lemma Quality Score, a reading of solid quality. This band covers companies that do several things well but not everything, so the pillar detail below matters more than the headline. Nothing in it comes from the share price or from forecasts: it is PulteGroup, Inc.’s own reported numbers, scored pillar by pillar.
Ranked with the 179 Consumer Discretionary companies Lemma publishes, the score sits at the 65th percentile, in the better half of its peers. A typical company in the group scores 5.0, and the best quarter starts from 6.1. PulteGroup, Inc. is above that typical reading.
On profitability, PulteGroup, Inc. scores 5.6, an average reading. Its peers have a median of 5.1 across 176 Consumer Discretionary companies, which places it above them, at the 55th percentile. An average profitability reading usually means the company earns a fair return without obvious pricing power, so the other pillars decide more of the story.
Solvency has no score for PulteGroup, Inc. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median solvency score across 141 Consumer Discretionary companies is 5.9. Without it the overall says nothing about how comfortably the company carries its debt.
On growth, PulteGroup, Inc. scores 6.0, an average reading. Its peers have a median of 4.0 across 149 Consumer Discretionary companies, which places it well above them, at the 72nd percentile. Average growth reflects a business expanding at roughly the pace of its sector, without a clear acceleration or decline.
On efficiency, PulteGroup, Inc. scores 5.5, an average reading. Its peers have a median of 6.2 across 170 Consumer Discretionary companies, which places it below them, at the 40th percentile. An average efficiency reading suggests the business turns its assets and earnings into cash at roughly the rate its sector does.
On predictability, PulteGroup, Inc. scores 6.0, an average reading. Its peers have a median of 5.0 across 178 Consumer Discretionary companies, which places it above them, at the 71st percentile. Consistency near the median is typical, and it is worth checking whether the swings came from the business itself or from one-off items.
The five readings are evenly matched. The best, growth at 6.0, is just 0.5 points above the weakest, efficiency at 5.5, so no single pillar is carrying the score. Leading with growth is attractive as long as the expansion is earning a decent return. Weak efficiency can reflect a heavy investment phase, which only pays off if the investment earns a return.
Of everything that could lift PulteGroup, Inc.’s score, efficiency matters most. Bringing it up to the 6.2 median of Consumer Discretionary companies would take the overall from 5.8 to roughly 5.9. With one pillar unscored, the overall rests on 80 of the 100 weight points, spread across the four pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).
For a fair comparison, start with companies of a similar size: the Consumer Discretionary companies below are nearest to PulteGroup, Inc. by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading PulteGroup, Inc. scores 5.8 out of 10, which reads as solid quality. Its strongest pillar is growth, its weakest is efficiency. Quality is not the same as a good investment: the score says nothing about the price you would pay.
PulteGroup, Inc. ranks at the 65th percentile of the 179 Consumer Discretionary companies Lemma publishes a score for. The median there is 5.0 and the top quarter starts at 6.1, against PulteGroup, Inc.’s 5.8.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 17, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for PHM are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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