Quality score · UVV · Consumer Staples

Is Universal Corp. a quality business?

Universal Corp. (UVV) scored on five pillars from its reported financial statements, and ranked against 71 Consumer Staples companies.

2.7/ 10
Low quality
as of October 17, 2026
Profitability
1.7 Weak
Solvency
5.8 Average
Growth
1.3 Weak
Efficiency
—
Predictability
2.3 Weak
Strongest pillar: Solvency · Weakest: Growth

Universal Corp. (UVV) scores 2.7 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on solvency, and growth is what holds it back.

One pillar, efficiency, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does Universal Corp. have an economic moat?

No moat

Universal Corp.’s filings do not show enough of the signs a moat leaves: 2 of 2 indicators passed.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How Universal Corp. scores

As of October 17, 2026, Universal Corp. scores 2.7 out of 10 on the Lemma Quality Score, a reading of low quality. Scores this low usually reflect thin margins, a stretched balance sheet or an erratic record, and the pillars below show which. Nothing in it comes from the share price or from forecasts: it is Universal Corp.’s own reported numbers, scored pillar by pillar.

Set against 71 Consumer Staples companies, Universal Corp. lands at the 3rd percentile, near the foot of the group. For reference, the middle of the group scores 5.8 and a company needs 6.8 to reach its top quarter, which leaves Universal Corp. well below the median.

Pillar by pillar

Profitability

Profitability scores 1.7 out of 10, which reads as weak. The median across 71 Consumer Staples companies is 4.7, so Universal Corp. is well below its peers on this pillar and ranks at the 11th percentile. Weak profitability means the business converts less of its sales and capital into profit than its peers, which can come from thin pricing power, high costs or a temporary squeeze.

Solvency

Universal Corp.’s solvency score is 5.8 out of 10 (average). Against a median of 6.9 among 65 Consumer Staples companies, that is below the group and the 36th percentile. Leverage in the middle of the range is rarely a problem in good years, and it is worth watching how quickly it would tighten in a weak one.

Growth

On growth, Universal Corp. scores 1.3, a weak reading. Its peers have a median of 4.0 across 67 Consumer Staples companies, which places it well below them, at the 12th percentile. A low growth score is common for large, established companies and is not a verdict on quality on its own, but it limits how the business can compound.

Efficiency

Efficiency has no score for Universal Corp. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median efficiency score across 68 Consumer Staples companies is 6.7. Without it the overall cannot say how well reported profit turns into cash.

Predictability

On predictability, Universal Corp. scores 2.3, a weak reading. Its peers have a median of 6.1 across 71 Consumer Staples companies, which places it well below them, at the 6th percentile. Weak predictability means revenue or earnings have swung widely from year to year, so any single year’s figures are a less reliable guide.

Strongest and weakest pillar

The gap between Universal Corp.’s best and worst pillar is wide: solvency at 5.8 against growth at 1.3, 4.5 points apart. An average of two readings this different deserves a closer look than the headline number. Leading with solvency is a defensive strength: it protects the business more than it grows it. Slow growth limits how fast the business can compound, even when everything else is in order.

What would move the score

Closing the gap on predictability would do the most for the overall. At the median of Consumer Staples companies, 6.1, Universal Corp. would score about 3.6 instead of 2.7. With one pillar unscored, the overall rests on 85 of the 100 weight points, spread across the four pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).

Universal Corp. and similar companies

For a fair comparison, start with companies of a similar size: the Consumer Staples companies below are nearest to Universal Corp. by market value, each scored on the same pillars.

What each pillar measures

Profitability

1.7 / 10

How much profit the company generates from its capital and sales.

Solvency

5.8 / 10

The company’s ability to service debt and meet its obligations.

Growth

1.3 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

—

How well assets and earnings convert into cash and output.

Predictability

2.3 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is Universal Corp. a quality business?

On this reading Universal Corp. scores 2.7 out of 10, which reads as low quality. Its strongest pillar is solvency, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does Universal Corp. compare with other Consumer Staples companies?

Universal Corp. ranks at the 3rd percentile of the 71 Consumer Staples companies Lemma publishes a score for. The median there is 5.8 and the top quarter starts at 6.8, against Universal Corp.’s 2.7.

What does the UVV quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 17, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for UVV are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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