Apollo Commercial Real Estate Finance Inc (ARI) scored on five pillars from its reported financial statements, and ranked against 84 Real Estate companies.
Apollo Commercial Real Estate Finance Inc (ARI) scores 3.7 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on profitability, and growth is what holds it back.
One pillar, solvency, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
We cannot judge Apollo Commercial Real Estate Finance Inc yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
On the filings behind it, Apollo Commercial Real Estate Finance Inc earns 3.7 out of 10 for business quality as of October 19, 2026. That is low quality on our scale. A low reading means the reported numbers show weakness on several pillars at once, which is a reason to understand the business before anything else. The figure is a weighted average of five pillars, each scored from 0 to 10 against sector-aware benchmarks from reported statements.
Ranked with the 84 Real Estate companies Lemma publishes, the score sits at the 19th percentile, near the foot of the group. For reference, the middle of the group scores 5.2 and a company needs 5.9 to reach its top quarter, which leaves Apollo Commercial Real Estate Finance Inc well below the median.
Apollo Commercial Real Estate Finance Inc’s profitability score is 6.0 out of 10 (average). Against a median of 4.8 among 80 Real Estate companies, that is above the group and the 71st percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.
There is no solvency score for Apollo Commercial Real Estate Finance Inc: too little of the pillar could be measured from the filings to give an honest reading. The overall is therefore the weighted average of the other pillars. Across 34 Real Estate companies the median for this pillar is 3.7. Without it the overall says nothing about how comfortably the company carries its debt.
On growth, Apollo Commercial Real Estate Finance Inc scores 1.0, a weak reading. Its peers have a median of 5.2 across 74 Real Estate companies, which places it well below them, at the 3rd percentile. When growth is this low the question is whether it is a pause or a trend, and the history behind the filings is the place to look.
On efficiency, Apollo Commercial Real Estate Finance Inc scores 1.8, a weak reading. Its peers have a median of 6.4 across 80 Real Estate companies, which places it well below them, at the 4th percentile. Weak efficiency means more capital is tied up to produce each unit of output, or less of reported profit is arriving as cash.
Apollo Commercial Real Estate Finance Inc’s predictability score is 4.8 out of 10 (average). Against a median of 4.9 among 83 Real Estate companies, that is in line with the group and the 49th percentile. An average predictability reading means results have wobbled about as much as is normal for the sector.
This is a lopsided profile. Profitability scores 6.0 but growth only 1.0, a gap of 5.0 points, so the overall hides a business that is excellent in one respect and weak in another. Leading with profitability is the most valuable kind of strength, because margins and returns are what the other pillars ultimately feed. A growth shortfall often comes with size or a maturing market, and is less of a concern if the other pillars are strong.
Closing the gap on growth would do the most for the overall. At the median of Real Estate companies, 5.2, Apollo Commercial Real Estate Finance Inc would score about 4.8 instead of 3.7. Only four of the five pillars could be scored. Together they carry 80 of the 100 weight points (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and the overall is the weighted average of those alone.
These are the Real Estate companies closest to Apollo Commercial Real Estate Finance Inc in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Apollo Commercial Real Estate Finance Inc scores 3.7 out of 10, which reads as low quality. Its strongest pillar is profitability, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Apollo Commercial Real Estate Finance Inc ranks at the 19th percentile of the 84 Real Estate companies Lemma publishes a score for. The median there is 5.2 and the top quarter starts at 5.9, against Apollo Commercial Real Estate Finance Inc’s 3.7.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 19, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for ARI are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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