CTO Realty Growth, Inc. (CTO) scored on five pillars from its reported financial statements, and ranked against 84 Real Estate companies.
CTO Realty Growth, Inc. (CTO) scores 3.9 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on profitability, and predictability is what holds it back.
One pillar, solvency, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
CTO Realty Growth, Inc.’s filings do not show enough of the signs a moat leaves: 1 of 5 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
CTO Realty Growth, Inc. (CTO) has a Lemma Quality Score of 3.9 out of 10 as of October 19, 2026, which reads as low quality. A low reading means the reported numbers show weakness on several pillars at once, which is a reason to understand the business before anything else. Five pillars feed it, and every one of them is computed from what the company reported rather than from its share price.
Set against 84 Real Estate companies, CTO Realty Growth, Inc. lands at the 23rd percentile, among the weakest quarter of its peers. A typical company in the group scores 5.2, and the best quarter starts from 5.9. CTO Realty Growth, Inc. is below that typical reading.
CTO Realty Growth, Inc.’s profitability score is 5.4 out of 10 (average). Against a median of 4.8 among 80 Real Estate companies, that is above the group and the 57th percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.
There is no solvency score for CTO Realty Growth, Inc.: too little of the pillar could be measured from the filings to give an honest reading. The overall is therefore the weighted average of the other pillars. Across 34 Real Estate companies the median for this pillar is 3.7. Without it the overall says nothing about how comfortably the company carries its debt.
CTO Realty Growth, Inc.’s growth score is 4.7 out of 10 (average). Against a median of 5.2 among 74 Real Estate companies, that is below the group and the 37th percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.
Efficiency scores 2.8 out of 10, which reads as weak. The median across 80 Real Estate companies is 6.4, so CTO Realty Growth, Inc. is well below its peers on this pillar and ranks at the 13th percentile. Weak efficiency means more capital is tied up to produce each unit of output, or less of reported profit is arriving as cash.
Predictability scores 2.2 out of 10, which reads as weak. The median across 83 Real Estate companies is 4.9, so CTO Realty Growth, Inc. is well below its peers on this pillar and ranks at the 10th percentile. A low predictability score often belongs to cyclical businesses, where good and bad years alternate with the economy or with commodity prices.
The profile is uneven. Profitability leads at 5.4 while predictability trails at 2.2, a gap of 3.2 points, so the overall averages a clear strength against a clear soft spot. Leading with profitability is the most valuable kind of strength, because margins and returns are what the other pillars ultimately feed. A predictability shortfall means the record is volatile, so the averages behind the other pillars move more than they appear to.
Closing the gap on efficiency would do the most for the overall. At the median of Real Estate companies, 6.4, CTO Realty Growth, Inc. would score about 4.6 instead of 3.9. Only four of the five pillars could be scored. Together they carry 80 of the 100 weight points (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and the overall is the weighted average of those alone.
These are the Real Estate companies closest to CTO Realty Growth, Inc. in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading CTO Realty Growth, Inc. scores 3.9 out of 10, which reads as low quality. Its strongest pillar is profitability, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
CTO Realty Growth, Inc. ranks at the 23rd percentile of the 84 Real Estate companies Lemma publishes a score for. The median there is 5.2 and the top quarter starts at 5.9, against CTO Realty Growth, Inc.’s 3.9.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 19, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for CTO are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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