Quality score · CI · Healthcare

Is Cigna Corp a quality business?

Cigna Corp (CI) scored on five pillars from its reported financial statements, and ranked against 212 Healthcare companies.

5.3/ 10
Mixed quality
as of October 19, 2026
Profitability
3.9 Weak
Solvency
6.5 Average
Growth
5.7 Average
Efficiency
8.2 Strong
Predictability
3.1 Weak
Strongest pillar: Efficiency · Weakest: Predictability

Cigna Corp (CI) scores 5.3 out of 10 as of , computed from its reported financial statements. That reads as mixed quality. The reading rests on efficiency, and predictability is what holds it back.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does Cigna Corp have an economic moat?

Not enough data

We cannot judge Cigna Corp yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How Cigna Corp scores

On the filings behind it, Cigna Corp earns 5.3 out of 10 for business quality as of October 19, 2026. That is mixed quality on our scale. A mixed reading means the strengths and weaknesses roughly cancel out, and the case for the business depends on which pillars you care about most. The figure is a weighted average of five pillars, each scored from 0 to 10 against sector-aware benchmarks from reported statements.

Among the 212 Healthcare companies with a published score, that ranks at the 63rd percentile, above the middle of the group. The median across the group is 4.4, and the top quarter begins at 6.0, so Cigna Corp is above the typical company here.

Pillar by pillar

Profitability

On profitability, Cigna Corp scores 3.9, a weak reading. Its peers have a median of 2.7 across 210 Healthcare companies, which places it above them, at the 60th percentile. An average profitability reading usually means the company earns a fair return without obvious pricing power, so the other pillars decide more of the story.

Solvency

On solvency, Cigna Corp scores 6.5, an average reading. Its peers have a median of 6.5 across 150 Healthcare companies, which places it in line with them, at the 53rd percentile. Leverage in the middle of the range is rarely a problem in good years, and it is worth watching how quickly it would tighten in a weak one.

Growth

On growth, Cigna Corp scores 5.7, an average reading. Its peers have a median of 4.9 across 107 Healthcare companies, which places it above them, at the 61st percentile. A middling growth reading is typical of a mature company whose next step depends on reinvestment rather than on its market growing for it.

Efficiency

Cigna Corp’s efficiency score is 8.2 out of 10 (strong). Against a median of 6.0 among 200 Healthcare companies, that is well above the group and the 80th percentile. A strong efficiency reading usually shows up as healthy cash conversion: reported profit arriving as real cash rather than staying on the balance sheet.

Predictability

Predictability scores 3.1 out of 10, which reads as weak. The median across 207 Healthcare companies is 3.4, so Cigna Corp is in line with its peers on this pillar and ranks at the 47th percentile. When results are this uneven, the averages behind the other pillars hide a lot of movement, and a longer history tells more than the latest year.

Strongest and weakest pillar

This is a lopsided profile. Efficiency scores 8.2 but predictability only 3.1, a gap of 5.1 points, so the overall hides a business that is excellent in one respect and weak in another. An efficiency lead means the operation turns what it has into cash better than it does anything else. A predictability shortfall means the record is volatile, so the averages behind the other pillars move more than they appear to.

What would move the score

Every scored pillar is at or above the median of Healthcare companies, so there is no catch-up left to lift the overall. The risk runs the other way: a one point fall in profitability, the heaviest of them, would take the score from 5.3 to about 5.0. All five pillars could be scored, so the overall uses the full set of weights out of 100: profitability 25, solvency 20, growth 20, efficiency 15, predictability 20.

Cigna Corp and similar companies

These are the Healthcare companies closest to Cigna Corp in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.

What each pillar measures

Profitability

3.9 / 10

How much profit the company generates from its capital and sales.

Solvency

6.5 / 10

The company’s ability to service debt and meet its obligations.

Growth

5.7 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

8.2 / 10

How well assets and earnings convert into cash and output.

Predictability

3.1 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is Cigna Corp a quality business?

On this reading Cigna Corp scores 5.3 out of 10, which reads as mixed quality. Its strongest pillar is efficiency, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does Cigna Corp compare with other Healthcare companies?

Cigna Corp ranks at the 63rd percentile of the 212 Healthcare companies Lemma publishes a score for. The median there is 4.4 and the top quarter starts at 6.0, against Cigna Corp’s 5.3.

What does the CI quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 19, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for CI are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.

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