Quality score · ELV · Healthcare

Is Elevance Health, Inc. a quality business?

Elevance Health, Inc. (ELV) scored on five pillars from its reported financial statements, and ranked against 212 Healthcare companies.

5.8/ 10
Solid quality
as of October 19, 2026
Profitability
3.7 Weak
Solvency
6.2 Average
Growth
3.5 Weak
Efficiency
7.2 Strong
Predictability
8.9 Strong
Strongest pillar: Predictability · Weakest: Growth

Elevance Health, Inc. (ELV) scores 5.8 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on predictability, and growth is what holds it back.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does Elevance Health, Inc. have an economic moat?

Not enough data

We cannot judge Elevance Health, Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How Elevance Health, Inc. scores

The Quality Score for ELV stands at 5.8 out of 10 as of October 19, 2026, which puts Elevance Health, Inc. in the solid quality band. This band covers companies that do several things well but not everything, so the pillar detail below matters more than the headline. It rolls Elevance Health, Inc.’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.

Ranked with the 212 Healthcare companies Lemma publishes, the score sits at the 70th percentile, above the middle of the group. The median across the group is 4.4, and the top quarter begins at 6.0, so Elevance Health, Inc. is above the typical company here.

Pillar by pillar

Profitability

On profitability, Elevance Health, Inc. scores 3.7, a weak reading. Its peers have a median of 2.7 across 210 Healthcare companies, which places it above them, at the 59th percentile. An average profitability reading usually means the company earns a fair return without obvious pricing power, so the other pillars decide more of the story.

Solvency

Elevance Health, Inc.’s solvency score is 6.2 out of 10 (average). Against a median of 6.5 among 150 Healthcare companies, that is in line with the group and the 45th percentile. Leverage in the middle of the range is rarely a problem in good years, and it is worth watching how quickly it would tighten in a weak one.

Growth

Elevance Health, Inc.’s growth score is 3.5 out of 10 (weak). Against a median of 4.9 among 107 Healthcare companies, that is below the group and the 35th percentile. A low growth score is common for large, established companies and is not a verdict on quality on its own, but it limits how the business can compound.

Efficiency

Efficiency scores 7.2 out of 10, which reads as strong. The median across 200 Healthcare companies is 6.0, so Elevance Health, Inc. is above its peers on this pillar and ranks at the 68th percentile. High efficiency means assets and earnings are being turned into cash and output better than at most peers, a sign of a well run operation.

Predictability

Predictability scores 8.9 out of 10, which reads as strong. None of the other Healthcare companies scores higher here, against a median of 3.4 across 207 of them. Steady results like these are what make a long term view of the business easier to hold.

Strongest and weakest pillar

The gap between Elevance Health, Inc.’s best and worst pillar is wide: predictability at 8.9 against growth at 3.5, 5.4 points apart. An average of two readings this different deserves a closer look than the headline number. Leading with predictability suits a steady compounder, even if the other pillars are less striking. Slow growth limits how fast the business can compound, even when everything else is in order.

What would move the score

Closing the gap on growth would do the most for the overall. At the median of Healthcare companies, 4.9, Elevance Health, Inc. would score about 6.1 instead of 5.8. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Elevance Health, Inc. has a reading on every pillar.

Elevance Health, Inc. and similar companies

For a fair comparison, start with companies of a similar size: the Healthcare companies below are nearest to Elevance Health, Inc. by market value, each scored on the same pillars.

What each pillar measures

Profitability

3.7 / 10

How much profit the company generates from its capital and sales.

Solvency

6.2 / 10

The company’s ability to service debt and meet its obligations.

Growth

3.5 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

7.2 / 10

How well assets and earnings convert into cash and output.

Predictability

8.9 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is Elevance Health, Inc. a quality business?

On this reading Elevance Health, Inc. scores 5.8 out of 10, which reads as solid quality. Its strongest pillar is predictability, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does Elevance Health, Inc. compare with other Healthcare companies?

Elevance Health, Inc. ranks at the 70th percentile of the 212 Healthcare companies Lemma publishes a score for. The median there is 4.4 and the top quarter starts at 6.0, against Elevance Health, Inc.’s 5.8.

What does the ELV quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 19, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for ELV are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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