KeyCorp (KEY) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
KeyCorp (KEY) scores 4.7 out of 10 as of , computed from its reported financial statements. That reads as mixed quality. The reading rests on efficiency, and growth is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
KeyCorp’s filings do not show enough of the signs a moat leaves: 0 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
As of October 16, 2026, KeyCorp scores 4.7 out of 10 on the Lemma Quality Score, a reading of mixed quality. In this band one or two pillars are usually holding the score up while others drag it down, which the breakdown below makes visible. Nothing in it comes from the share price or from forecasts: it is KeyCorp’s own reported numbers, scored pillar by pillar.
Ranked with the 261 Financials companies Lemma publishes, the score sits at the 24th percentile, in the bottom quarter of the group. A typical company in the group scores 5.9, and the best quarter starts from 6.8. KeyCorp is below that typical reading.
KeyCorp’s profitability score is 5.7 out of 10 (average). Against a median of 6.8 among 255 Financials companies, that is below the group and the 31st percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.
On solvency, KeyCorp scores 5.5, an average reading. Its peers have a median of 8.5 across 140 Financials companies, which places it well below them, at the 12th percentile. Leverage in the middle of the range is rarely a problem in good years, and it is worth watching how quickly it would tighten in a weak one.
Growth scores 3.1 out of 10, which reads as weak. The median across 241 Financials companies is 4.6, so KeyCorp is below its peers on this pillar and ranks at the 30th percentile. Weak growth means revenue and earnings have been flat or shrinking against peers, which can be cyclical or a sign of a market that is maturing.
KeyCorp’s efficiency score is 5.8 out of 10 (average). Against a median of 5.8 among 211 Financials companies, that is in line with the group and the 51st percentile. Efficiency near the median says the operation is neither unusually lean nor unusually capital hungry.
Predictability scores 3.5 out of 10, which reads as weak. The median across 256 Financials companies is 4.9, so KeyCorp is below its peers on this pillar and ranks at the 27th percentile. A low predictability score often belongs to cyclical businesses, where good and bad years alternate with the economy or with commodity prices.
Efficiency at 5.8 is KeyCorp’s best pillar and growth at 3.1 its weakest. The 2.7 point gap between them is worth keeping in mind when reading the overall. Leading with efficiency points to disciplined use of capital, a strength that compounds quietly. Slow growth limits how fast the business can compound, even when everything else is in order.
Of everything that could lift KeyCorp’s score, solvency matters most. Bringing it up to the 8.5 median of Financials companies would take the overall from 4.7 to roughly 5.3. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and KeyCorp has a reading on every pillar.
For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to KeyCorp by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading KeyCorp scores 4.7 out of 10, which reads as mixed quality. Its strongest pillar is efficiency, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.
KeyCorp ranks at the 24th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against KeyCorp’s 4.7.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for KEY are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
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