Quality score · MUSA · Consumer Discretionary

Is Murphy USA Inc. a quality business?

Murphy USA Inc. (MUSA) scored on five pillars from its reported financial statements, and ranked against 179 Consumer Discretionary companies.

5.8/ 10
Solid quality
as of October 17, 2026
Profitability
6.5 Average
Solvency
5.4 Average
Growth
4.3 Average
Efficiency
7.6 Strong
Predictability
5.5 Average
Strongest pillar: Efficiency · Weakest: Growth

Murphy USA Inc. (MUSA) scores 5.8 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on efficiency, and growth is what holds it back.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does Murphy USA Inc. have an economic moat?

Not enough data

We cannot judge Murphy USA Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How Murphy USA Inc. scores

Murphy USA Inc. (MUSA) has a Lemma Quality Score of 5.8 out of 10 as of October 17, 2026, which reads as solid quality. A solid reading is a respectable business with clear strengths and at least one area that falls short of the best in its field. Five pillars feed it, and every one of them is computed from what the company reported rather than from its share price.

Among the 179 Consumer Discretionary companies with a published score, that ranks at the 66th percentile, above the middle of the group. For reference, the middle of the group scores 5.0 and a company needs 6.1 to reach its top quarter, which leaves Murphy USA Inc. above the median.

Pillar by pillar

Profitability

Profitability scores 6.5 out of 10, which reads as average. The median across 176 Consumer Discretionary companies is 5.1, so Murphy USA Inc. is above its peers on this pillar and ranks at the 66th percentile. An average profitability reading usually means the company earns a fair return without obvious pricing power, so the other pillars decide more of the story.

Solvency

Solvency scores 5.4 out of 10, which reads as average. The median across 141 Consumer Discretionary companies is 5.9, so Murphy USA Inc. is below its peers on this pillar and ranks at the 45th percentile. Leverage in the middle of the range is rarely a problem in good years, and it is worth watching how quickly it would tighten in a weak one.

Growth

Growth scores 4.3 out of 10, which reads as average. The median across 149 Consumer Discretionary companies is 4.0, so Murphy USA Inc. is in line with its peers on this pillar and ranks at the 55th percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.

Efficiency

Efficiency scores 7.6 out of 10, which reads as strong. The median across 170 Consumer Discretionary companies is 6.2, so Murphy USA Inc. is above its peers on this pillar and ranks at the 89th percentile. Efficiency at this level means the company needs comparatively little capital to produce what it sells.

Predictability

On predictability, Murphy USA Inc. scores 5.5, an average reading. Its peers have a median of 5.0 across 178 Consumer Discretionary companies, which places it above them, at the 58th percentile. An average predictability reading means results have wobbled about as much as is normal for the sector.

Strongest and weakest pillar

The profile is uneven. Efficiency leads at 7.6 while growth trails at 4.3, a gap of 3.3 points, so the overall averages a clear strength against a clear soft spot. An efficiency lead means the operation turns what it has into cash better than it does anything else. A growth shortfall often comes with size or a maturing market, and is less of a concern if the other pillars are strong.

What would move the score

The pillar with the most room to move the score is solvency. If it rose to the median of Consumer Discretionary companies, 5.9, Murphy USA Inc.’s overall score would go from 5.8 to about 5.9. All five pillars could be scored, so the overall uses the full set of weights out of 100: profitability 25, solvency 20, growth 20, efficiency 15, predictability 20.

Murphy USA Inc. and similar companies

These are the Consumer Discretionary companies closest to Murphy USA Inc. in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.

What each pillar measures

Profitability

6.5 / 10

How much profit the company generates from its capital and sales.

Solvency

5.4 / 10

The company’s ability to service debt and meet its obligations.

Growth

4.3 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

7.6 / 10

How well assets and earnings convert into cash and output.

Predictability

5.5 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is Murphy USA Inc. a quality business?

On this reading Murphy USA Inc. scores 5.8 out of 10, which reads as solid quality. Its strongest pillar is efficiency, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does Murphy USA Inc. compare with other Consumer Discretionary companies?

Murphy USA Inc. ranks at the 66th percentile of the 179 Consumer Discretionary companies Lemma publishes a score for. The median there is 5.0 and the top quarter starts at 6.1, against Murphy USA Inc.’s 5.8.

What does the MUSA quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 17, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for MUSA are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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