Norwegian Cruise Line Holdings Ltd. (NCLH) scored on five pillars from its reported financial statements, and ranked against 179 Consumer Discretionary companies.
Norwegian Cruise Line Holdings Ltd. (NCLH) scores 2.6 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on profitability, and predictability is what holds it back.
One pillar, growth, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
Norwegian Cruise Line Holdings Ltd.’s filings do not show enough of the signs a moat leaves: 1 of 5 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
The Quality Score for NCLH stands at 2.6 out of 10 as of October 18, 2026, which puts Norwegian Cruise Line Holdings Ltd. in the low quality band. Scores this low usually reflect thin margins, a stretched balance sheet or an erratic record, and the pillars below show which. It rolls Norwegian Cruise Line Holdings Ltd.’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.
Ranked with the 179 Consumer Discretionary companies Lemma publishes, the score sits at the 6th percentile, near the foot of the group. For reference, the middle of the group scores 5.0 and a company needs 6.1 to reach its top quarter, which leaves Norwegian Cruise Line Holdings Ltd. well below the median.
On profitability, Norwegian Cruise Line Holdings Ltd. scores 5.5, an average reading. Its peers have a median of 5.1 across 178 Consumer Discretionary companies, which places it in line with them, at the 53rd percentile. Middling returns are common and not a flaw in themselves, though they leave less slack when costs rise or demand softens.
On solvency, Norwegian Cruise Line Holdings Ltd. scores 0.9, a weak reading. Its peers have a median of 5.9 across 141 Consumer Discretionary companies, which places it well below them, at the 1st percentile. A low reading here is a question about resilience: how long the company could keep paying its obligations if earnings dropped.
Growth has no score for Norwegian Cruise Line Holdings Ltd. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median growth score across 149 Consumer Discretionary companies is 4.0. Growth needs at least three years of comparable annual statements, so a short or interrupted history leaves it blank.
Efficiency scores 3.0 out of 10, which reads as weak. The median across 170 Consumer Discretionary companies is 6.2, so Norwegian Cruise Line Holdings Ltd. is well below its peers on this pillar and ranks at the 10th percentile. Weak efficiency means more capital is tied up to produce each unit of output, or less of reported profit is arriving as cash.
On predictability, Norwegian Cruise Line Holdings Ltd. scores 0.5, a weak reading. Its peers have a median of 5.0 across 178 Consumer Discretionary companies, which places it well below them, at the 2nd percentile. When results are this uneven, the averages behind the other pillars hide a lot of movement, and a longer history tells more than the latest year.
The gap between Norwegian Cruise Line Holdings Ltd.’s best and worst pillar is wide: profitability at 5.5 against predictability at 0.5, 5.0 points apart. An average of two readings this different deserves a closer look than the headline number. A profitability lead usually reflects something durable in the business model rather than a good year. Uneven results make any single year a weaker guide to the next one.
Closing the gap on solvency would do the most for the overall. At the median of Consumer Discretionary companies, 5.9, Norwegian Cruise Line Holdings Ltd. would score about 3.9 instead of 2.6. With one pillar unscored, the overall rests on 80 of the 100 weight points, spread across the four pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).
For a fair comparison, start with companies of a similar size: the Consumer Discretionary companies below are nearest to Norwegian Cruise Line Holdings Ltd. by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Norwegian Cruise Line Holdings Ltd. scores 2.6 out of 10, which reads as low quality. Its strongest pillar is profitability, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Norwegian Cruise Line Holdings Ltd. ranks at the 6th percentile of the 179 Consumer Discretionary companies Lemma publishes a score for. The median there is 5.0 and the top quarter starts at 6.1, against Norwegian Cruise Line Holdings Ltd.’s 2.6.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 18, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for NCLH are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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