Urban Outfitters Inc. (URBN) scored on five pillars from its reported financial statements, and ranked against 179 Consumer Discretionary companies.
Urban Outfitters Inc. (URBN) scores 7.0 out of 10 as of , computed from its reported financial statements. That reads as high quality. The reading rests on solvency, and efficiency is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
We cannot judge Urban Outfitters Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
The Quality Score for URBN stands at 7.0 out of 10 as of October 18, 2026, which puts Urban Outfitters Inc. in the high quality band. Businesses in this band tend to combine good returns with a sound balance sheet, even if one pillar lags the others. It rolls Urban Outfitters Inc.’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.
Among the 179 Consumer Discretionary companies with a published score, that ranks at the 88th percentile, in the top quarter of its peers. The median across the group is 5.0, and the top quarter begins at 6.1, so Urban Outfitters Inc. is well above the typical company here.
Profitability scores 7.0 out of 10, which reads as strong. The median across 178 Consumer Discretionary companies is 5.1, so Urban Outfitters Inc. is well above its peers on this pillar and ranks at the 70th percentile. High profitability means each unit of capital and of sales is turning into more profit than at most of its peers, which is usually the first sign of pricing power or a cost advantage.
Solvency scores 9.3 out of 10, which reads as strong. The median across 141 Consumer Discretionary companies is 5.9, so Urban Outfitters Inc. is well above its peers on this pillar and ranks at the 90th percentile. Strong solvency points to a balance sheet that can carry its debts comfortably, with interest well covered and little pressure from creditors.
On growth, Urban Outfitters Inc. scores 6.8, an average reading. Its peers have a median of 4.0 across 149 Consumer Discretionary companies, which places it well above them, at the 83rd percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.
Efficiency scores 5.7 out of 10, which reads as average. The median across 170 Consumer Discretionary companies is 6.2, so Urban Outfitters Inc. is below its peers on this pillar and ranks at the 43rd percentile. Middling efficiency is unremarkable on its own, though improvements here tend to show up in free cash flow first.
Predictability scores 5.9 out of 10, which reads as average. The median across 178 Consumer Discretionary companies is 5.0, so Urban Outfitters Inc. is above its peers on this pillar and ranks at the 68th percentile. An average predictability reading means results have wobbled about as much as is normal for the sector.
The gap between Urban Outfitters Inc.’s best and worst pillar is wide: solvency at 9.3 against efficiency at 5.7, 3.6 points apart. An average of two readings this different deserves a closer look than the headline number. Leading with solvency is a defensive strength: it protects the business more than it grows it. Weak efficiency can reflect a heavy investment phase, which only pays off if the investment earns a return.
Urban Outfitters Inc. has no pillar below the median of Consumer Discretionary companies, which leaves little room to rise. Its exposure is to slippage instead, and profitability carries the most weight: one point less there would mean an overall of roughly 6.8 rather than 7.0. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Urban Outfitters Inc. has a reading on every pillar.
For a fair comparison, start with companies of a similar size: the Consumer Discretionary companies below are nearest to Urban Outfitters Inc. by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Urban Outfitters Inc. scores 7.0 out of 10, which reads as high quality. Its strongest pillar is solvency, its weakest is efficiency. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Urban Outfitters Inc. ranks at the 88th percentile of the 179 Consumer Discretionary companies Lemma publishes a score for. The median there is 5.0 and the top quarter starts at 6.1, against Urban Outfitters Inc.’s 7.0.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 18, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for URBN are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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