Quality score · WRB · Financials

Is W. R. Berkley Corporation a quality business?

W. R. Berkley Corporation (WRB) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.

5.2/ 10
Mixed quality
as of October 18, 2026
Profitability
6.3 Average
Solvency
—
Growth
5.3 Average
Efficiency
—
Predictability
3.9 Weak
Strongest pillar: Profitability · Weakest: Predictability

W. R. Berkley Corporation (WRB) scores 5.2 out of 10 as of , computed from its reported financial statements. That reads as mixed quality. The reading rests on profitability, and predictability is what holds it back.

2 pillars, solvency and efficiency, are unscored because the filings behind them carry too little to judge. Each is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does W. R. Berkley Corporation have an economic moat?

Wide moat

W. R. Berkley Corporation’s returns on capital beat their cost in almost every measured year, by a clear margin: 4 of 4 indicators passed.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How W. R. Berkley Corporation scores

The Quality Score for WRB stands at 5.2 out of 10 as of October 18, 2026, which puts W. R. Berkley Corporation in the mixed quality band. In this band one or two pillars are usually holding the score up while others drag it down, which the breakdown below makes visible. It rolls W. R. Berkley Corporation’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.

Ranked with the 261 Financials companies Lemma publishes, the score sits at the 35th percentile, in the lower half of the group, above the bottom quarter. A typical company in the group scores 5.9, and the best quarter starts from 6.8. W. R. Berkley Corporation is below that typical reading.

Pillar by pillar

Profitability

W. R. Berkley Corporation’s profitability score is 6.3 out of 10 (average). Against a median of 6.8 among 255 Financials companies, that is below the group and the 39th percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.

Solvency

Solvency has no score for W. R. Berkley Corporation. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median solvency score across 140 Financials companies is 8.5. Without it the overall says nothing about how comfortably the company carries its debt.

Growth

On growth, W. R. Berkley Corporation scores 5.3, an average reading. Its peers have a median of 4.6 across 241 Financials companies, which places it above them, at the 61st percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.

Efficiency

Efficiency has no score for W. R. Berkley Corporation. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median efficiency score across 211 Financials companies is 5.8. Without it the overall cannot say how well reported profit turns into cash.

Predictability

Predictability scores 3.9 out of 10, which reads as weak. The median across 256 Financials companies is 4.9, so W. R. Berkley Corporation is below its peers on this pillar and ranks at the 35th percentile. Weak predictability means revenue or earnings have swung widely from year to year, so any single year’s figures are a less reliable guide.

Strongest and weakest pillar

Profitability at 6.3 is W. R. Berkley Corporation’s best pillar and predictability at 3.9 its weakest. The 2.4 point gap between them is worth keeping in mind when reading the overall. A profitability lead usually reflects something durable in the business model rather than a good year. Uneven results make any single year a weaker guide to the next one.

What would move the score

The pillar with the most room to move the score is predictability. If it rose to the median of Financials companies, 4.9, W. R. Berkley Corporation’s overall score would go from 5.2 to about 5.5. With two pillars unscored, the overall rests on 65 of the 100 weight points, spread across the three pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).

W. R. Berkley Corporation and similar companies

For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to W. R. Berkley Corporation by market value, each scored on the same pillars.

What each pillar measures

Profitability

6.3 / 10

How much profit the company generates from its capital and sales.

Solvency

—

The company’s ability to service debt and meet its obligations.

Growth

5.3 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

—

How well assets and earnings convert into cash and output.

Predictability

3.9 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is W. R. Berkley Corporation a quality business?

On this reading W. R. Berkley Corporation scores 5.2 out of 10, which reads as mixed quality. Its strongest pillar is profitability, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does W. R. Berkley Corporation compare with other Financials companies?

W. R. Berkley Corporation ranks at the 35th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against W. R. Berkley Corporation’s 5.2.

What does the WRB quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 18, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for WRB are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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