Xcel Energy Inc. (XEL) scored on five pillars from its reported financial statements, and ranked against 52 Utilities companies.
Xcel Energy Inc. (XEL) scores 3.8 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on predictability, and solvency is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
We cannot judge Xcel Energy Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
The Quality Score for XEL stands at 3.8 out of 10 as of October 17, 2026, which puts Xcel Energy Inc. in the low quality band. Scores this low usually reflect thin margins, a stretched balance sheet or an erratic record, and the pillars below show which. It rolls Xcel Energy Inc.’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.
Set against 52 Utilities companies, Xcel Energy Inc. lands at the 39th percentile, in the lower half of the group, above the bottom quarter. For reference, the middle of the group scores 3.9 and a company needs 4.4 to reach its top quarter, which leaves Xcel Energy Inc. in line with the median.
Profitability scores 4.4 out of 10, which reads as average. The median across 49 Utilities companies is 4.8, so Xcel Energy Inc. is in line with its peers on this pillar and ranks at the 31st percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.
On solvency, Xcel Energy Inc. scores 2.3, a weak reading. Its peers have a median of 2.9 across 49 Utilities companies, which places it below them, at the 24th percentile. Stretched leverage narrows the options open to management, since cash that services debt is cash that cannot be reinvested.
On growth, Xcel Energy Inc. scores 4.0, an average reading. Its peers have a median of 4.9 across 47 Utilities companies, which places it below them, at the 30th percentile. Average growth reflects a business expanding at roughly the pace of its sector, without a clear acceleration or decline.
Efficiency scores 2.4 out of 10, which reads as weak. The median across 51 Utilities companies is 3.0, so Xcel Energy Inc. is below its peers on this pillar and ranks at the 16th percentile. Poor conversion of assets and earnings into cash can come from heavy investment phases, and it matters whether that investment is paying off.
Xcel Energy Inc.’s predictability score is 5.2 out of 10 (average). Against a median of 3.5 among 51 Utilities companies, that is well above the group and the 92nd percentile. Middling predictability suggests some volatility in the record, enough to read the other pillars with a little caution.
Predictability at 5.2 is Xcel Energy Inc.’s best pillar and solvency at 2.3 its weakest. The 2.9 point gap between them is worth keeping in mind when reading the overall. Leading with predictability suits a steady compounder, even if the other pillars are less striking. When solvency is the soft spot, the question is how much of the cash flow is already spoken for by debt.
Of everything that could lift Xcel Energy Inc.’s score, growth matters most. Bringing it up to the 4.9 median of Utilities companies would take the overall from 3.8 to roughly 4.0. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Xcel Energy Inc. has a reading on every pillar.
For a fair comparison, start with companies of a similar size: the Utilities companies below are nearest to Xcel Energy Inc. by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Xcel Energy Inc. scores 3.8 out of 10, which reads as low quality. Its strongest pillar is predictability, its weakest is solvency. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Xcel Energy Inc. ranks at the 39th percentile of the 52 Utilities companies Lemma publishes a score for. The median there is 3.9 and the top quarter starts at 4.4, against Xcel Energy Inc.’s 3.8.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 17, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for XEL are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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