Quality score · AMP · Financials

Is Ameriprise Financial Inc. a quality business?

Ameriprise Financial Inc. (AMP) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.

7.7/ 10
High quality
as of October 16, 2026
Profitability
8.5 Strong
Solvency
7.9 Strong
Growth
6.9 Average
Efficiency
7.5 Strong
Predictability
7.5 Strong
Strongest pillar: Profitability · Weakest: Growth

Ameriprise Financial Inc. (AMP) scores 7.7 out of 10 as of , computed from its reported financial statements. That reads as high quality. The reading rests on profitability, and growth is what holds it back.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does Ameriprise Financial Inc. have an economic moat?

Wide moat

Ameriprise Financial Inc.’s returns on capital beat their cost in almost every measured year, by a clear margin: 4 of 4 indicators passed.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How Ameriprise Financial Inc. scores

On the filings behind it, Ameriprise Financial Inc. earns 7.7 out of 10 for business quality as of October 16, 2026. That is high quality on our scale. A high reading means most of the pillars are strong, with no serious weakness pulling the average down. The figure is a weighted average of five pillars, each scored from 0 to 10 against sector-aware benchmarks from reported statements.

Ranked with the 261 Financials companies Lemma publishes, the score sits at the 93rd percentile, near the very top of the group. A typical company in the group scores 5.9, and the best quarter starts from 6.8. Ameriprise Financial Inc. is well above that typical reading.

Pillar by pillar

Profitability

Profitability scores 8.5 out of 10, which reads as strong. The median across 255 Financials companies is 6.8, so Ameriprise Financial Inc. is well above its peers on this pillar and ranks at the 91st percentile. Returns and margins at this level leave room to reinvest, absorb a bad year or return cash to shareholders without straining the business.

Solvency

Ameriprise Financial Inc.’s solvency score is 7.9 out of 10 (strong). Against a median of 8.5 among 140 Financials companies, that is below the group and the 37th percentile. Middling solvency says the balance sheet is neither a strength nor a constraint today.

Growth

Growth scores 6.9 out of 10, which reads as average. The median across 241 Financials companies is 4.6, so Ameriprise Financial Inc. is well above its peers on this pillar and ranks at the 82nd percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.

Efficiency

Efficiency scores 7.5 out of 10, which reads as strong. The median across 211 Financials companies is 5.8, so Ameriprise Financial Inc. is well above its peers on this pillar and ranks at the 68th percentile. High efficiency means assets and earnings are being turned into cash and output better than at most peers, a sign of a well run operation.

Predictability

On predictability, Ameriprise Financial Inc. scores 7.5, a strong reading. Its peers have a median of 4.9 across 256 Financials companies, which places it well above them, at the 93rd percentile. A strong predictability score rewards consistency: revenue and earnings that rarely surprise in either direction.

Strongest and weakest pillar

The profile is uneven. Profitability leads at 8.5 while growth trails at 6.9, a gap of 1.6 points, so the overall averages a clear strength against a clear soft spot. Leading with profitability is the most valuable kind of strength, because margins and returns are what the other pillars ultimately feed. A growth shortfall often comes with size or a maturing market, and is less of a concern if the other pillars are strong.

What would move the score

Of everything that could lift Ameriprise Financial Inc.’s score, solvency matters most. Bringing it up to the 8.5 median of Financials companies would take the overall from 7.7 to roughly 7.8. All five pillars could be scored, so the overall uses the full set of weights out of 100: profitability 25, solvency 20, growth 20, efficiency 15, predictability 20.

Ameriprise Financial Inc. and similar companies

These are the Financials companies closest to Ameriprise Financial Inc. in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.

What each pillar measures

Profitability

8.5 / 10

How much profit the company generates from its capital and sales.

Solvency

7.9 / 10

The company’s ability to service debt and meet its obligations.

Growth

6.9 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

7.5 / 10

How well assets and earnings convert into cash and output.

Predictability

7.5 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is Ameriprise Financial Inc. a quality business?

On this reading Ameriprise Financial Inc. scores 7.7 out of 10, which reads as high quality. Its strongest pillar is profitability, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does Ameriprise Financial Inc. compare with other Financials companies?

Ameriprise Financial Inc. ranks at the 93rd percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Ameriprise Financial Inc.’s 7.7.

What does the AMP quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for AMP are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.

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