Prudential Financial, Inc. (PRU) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
Prudential Financial, Inc. (PRU) scores 1.9 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on profitability, and predictability is what holds it back.
2 pillars, solvency and efficiency, are unscored because the filings behind them carry too little to judge. Each is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
Prudential Financial, Inc.’s filings do not show enough of the signs a moat leaves: 0 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
The Quality Score for PRU stands at 1.9 out of 10 as of October 16, 2026, which puts Prudential Financial, Inc. in the low quality band. Scores this low usually reflect thin margins, a stretched balance sheet or an erratic record, and the pillars below show which. It rolls Prudential Financial, Inc.’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.
Among the 261 Financials companies with a published score, that ranks at the 3rd percentile, near the foot of the group. For reference, the middle of the group scores 5.9 and a company needs 6.8 to reach its top quarter, which leaves Prudential Financial, Inc. well below the median.
Profitability scores 3.7 out of 10, which reads as weak. The median across 255 Financials companies is 6.8, so Prudential Financial, Inc. is well below its peers on this pillar and ranks at the 13th percentile. Weak profitability means the business converts less of its sales and capital into profit than its peers, which can come from thin pricing power, high costs or a temporary squeeze.
Solvency has no score for Prudential Financial, Inc. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median solvency score across 140 Financials companies is 8.5. Without it the overall says nothing about how comfortably the company carries its debt.
On growth, Prudential Financial, Inc. scores 0.9, a weak reading. Its peers have a median of 4.6 across 241 Financials companies, which places it well below them, at the 6th percentile. Weak growth means revenue and earnings have been flat or shrinking against peers, which can be cyclical or a sign of a market that is maturing.
Efficiency has no score for Prudential Financial, Inc. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median efficiency score across 211 Financials companies is 5.8. Without it the overall cannot say how well reported profit turns into cash.
Prudential Financial, Inc.’s predictability score is 0.8 out of 10 (weak). Against a median of 4.9 among 256 Financials companies, that is well below the group and the 3rd percentile. Weak predictability means revenue or earnings have swung widely from year to year, so any single year’s figures are a less reliable guide.
Profitability at 3.7 is Prudential Financial, Inc.’s best pillar and predictability at 0.8 its weakest. The 2.9 point gap between them is worth keeping in mind when reading the overall. A profitability lead usually reflects something durable in the business model rather than a good year. Uneven results make any single year a weaker guide to the next one.
Closing the gap on predictability would do the most for the overall. At the median of Financials companies, 4.9, Prudential Financial, Inc. would score about 3.2 instead of 1.9. With two pillars unscored, the overall rests on 65 of the 100 weight points, spread across the three pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).
For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to Prudential Financial, Inc. by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Prudential Financial, Inc. scores 1.9 out of 10, which reads as low quality. Its strongest pillar is profitability, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Prudential Financial, Inc. ranks at the 3rd percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Prudential Financial, Inc.’s 1.9.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for PRU are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
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