Fifth Third Bancorp (FITB) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
Fifth Third Bancorp (FITB) scores 6.2 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on growth, and predictability is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
Fifth Third Bancorp’s returns on capital beat their cost in most measured years: 2 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
The Quality Score for FITB stands at 6.2 out of 10 as of October 16, 2026, which puts Fifth Third Bancorp in the solid quality band. This band covers companies that do several things well but not everything, so the pillar detail below matters more than the headline. It rolls Fifth Third Bancorp’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.
Set against 261 Financials companies, Fifth Third Bancorp lands at the 61st percentile, in the better half of its peers. A typical company in the group scores 5.9, and the best quarter starts from 6.8. Fifth Third Bancorp is in line with that typical reading.
On profitability, Fifth Third Bancorp scores 6.3, an average reading. Its peers have a median of 6.8 across 255 Financials companies, which places it below them, at the 40th percentile. Middling returns are common and not a flaw in themselves, though they leave less slack when costs rise or demand softens.
On solvency, Fifth Third Bancorp scores 6.3, an average reading. Its peers have a median of 8.5 across 140 Financials companies, which places it well below them, at the 22nd percentile. Leverage in the middle of the range is rarely a problem in good years, and it is worth watching how quickly it would tighten in a weak one.
Growth scores 6.4 out of 10, which reads as average. The median across 241 Financials companies is 4.6, so Fifth Third Bancorp is well above its peers on this pillar and ranks at the 75th percentile. A middling growth reading is typical of a mature company whose next step depends on reinvestment rather than on its market growing for it.
Fifth Third Bancorp’s efficiency score is 6.3 out of 10 (average). Against a median of 5.8 among 211 Financials companies, that is above the group and the 61st percentile. Efficiency near the median says the operation is neither unusually lean nor unusually capital hungry.
Fifth Third Bancorp’s predictability score is 5.7 out of 10 (average). Against a median of 4.9 among 256 Financials companies, that is above the group and the 64th percentile. Consistency near the median is typical, and it is worth checking whether the swings came from the business itself or from one-off items.
The five readings are evenly matched. The best, growth at 6.4, is just 0.7 points above the weakest, predictability at 5.7, so no single pillar is carrying the score. Leading with growth is attractive as long as the expansion is earning a decent return. Uneven results make any single year a weaker guide to the next one.
Of everything that could lift Fifth Third Bancorp’s score, solvency matters most. Bringing it up to the 8.5 median of Financials companies would take the overall from 6.2 to roughly 6.6. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Fifth Third Bancorp has a reading on every pillar.
For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to Fifth Third Bancorp by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Fifth Third Bancorp scores 6.2 out of 10, which reads as solid quality. Its strongest pillar is growth, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Fifth Third Bancorp ranks at the 61st percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Fifth Third Bancorp’s 6.2.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for FITB are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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