Quality score · STT · Financials

Is State Street Corporation Common Stock a quality business?

State Street Corporation Common Stock (STT) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.

5.5/ 10
Solid quality
as of October 16, 2026
Profitability
5.8 Average
Solvency
6.4 Average
Growth
4.7 Average
Efficiency
6.2 Average
Predictability
4.5 Average
Strongest pillar: Solvency · Weakest: Predictability

State Street Corporation Common Stock (STT) scores 5.5 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on solvency, and predictability is what holds it back.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does State Street Corporation Common Stock have an economic moat?

Narrow moat

State Street Corporation Common Stock’s returns on capital beat their cost in most measured years: 2 of 4 indicators passed.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How State Street Corporation Common Stock scores

The Quality Score for STT stands at 5.5 out of 10 as of October 16, 2026, which puts State Street Corporation Common Stock in the solid quality band. This band covers companies that do several things well but not everything, so the pillar detail below matters more than the headline. It rolls State Street Corporation Common Stock’s profitability, solvency, growth, efficiency and predictability into one number, each judged against the norms of its sector.

Among the 261 Financials companies with a published score, that ranks at the 38th percentile, in the weaker half of its peers. A typical company in the group scores 5.9, and the best quarter starts from 6.8. State Street Corporation Common Stock is in line with that typical reading.

Pillar by pillar

Profitability

Profitability scores 5.8 out of 10, which reads as average. The median across 255 Financials companies is 6.8, so State Street Corporation Common Stock is below its peers on this pillar and ranks at the 32nd percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.

Solvency

State Street Corporation Common Stock’s solvency score is 6.4 out of 10 (average). Against a median of 8.5 among 140 Financials companies, that is well below the group and the 22nd percentile. An average solvency reading suggests debt is present but manageable, the normal state for a company that borrows to fund its operations.

Growth

On growth, State Street Corporation Common Stock scores 4.7, an average reading. Its peers have a median of 4.6 across 241 Financials companies, which places it in line with them, at the 51st percentile. Average growth reflects a business expanding at roughly the pace of its sector, without a clear acceleration or decline.

Efficiency

State Street Corporation Common Stock’s efficiency score is 6.2 out of 10 (average). Against a median of 5.8 among 211 Financials companies, that is in line with the group and the 60th percentile. Middling efficiency is unremarkable on its own, though improvements here tend to show up in free cash flow first.

Predictability

On predictability, State Street Corporation Common Stock scores 4.5, an average reading. Its peers have a median of 4.9 across 256 Financials companies, which places it in line with them, at the 42nd percentile. Consistency near the median is typical, and it is worth checking whether the swings came from the business itself or from one-off items.

Strongest and weakest pillar

Solvency at 6.4 is State Street Corporation Common Stock’s best pillar and predictability at 4.5 its weakest. The 1.9 point gap between them is worth keeping in mind when reading the overall. Leading with solvency is a defensive strength: it protects the business more than it grows it. Uneven results make any single year a weaker guide to the next one.

What would move the score

Closing the gap on solvency would do the most for the overall. At the median of Financials companies, 8.5, State Street Corporation Common Stock would score about 5.9 instead of 5.5. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and State Street Corporation Common Stock has a reading on every pillar.

State Street Corporation Common Stock and similar companies

For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to State Street Corporation Common Stock by market value, each scored on the same pillars.

What each pillar measures

Profitability

5.8 / 10

How much profit the company generates from its capital and sales.

Solvency

6.4 / 10

The company’s ability to service debt and meet its obligations.

Growth

4.7 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

6.2 / 10

How well assets and earnings convert into cash and output.

Predictability

4.5 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is State Street Corporation Common Stock a quality business?

On this reading State Street Corporation Common Stock scores 5.5 out of 10, which reads as solid quality. Its strongest pillar is solvency, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does State Street Corporation Common Stock compare with other Financials companies?

State Street Corporation Common Stock ranks at the 38th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against State Street Corporation Common Stock’s 5.5.

What does the STT quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for STT are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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