The PNC Financial Services Group, Inc. (PNC) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
The PNC Financial Services Group, Inc. (PNC) scores 5.4 out of 10 as of , computed from its reported financial statements. That reads as mixed quality. The reading rests on profitability, and growth is what holds it back.
2 pillars, solvency and efficiency, are unscored because the filings behind them carry too little to judge. Each is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
The PNC Financial Services Group, Inc.’s returns on capital beat their cost in most measured years: 4 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
As of October 16, 2026, The PNC Financial Services Group, Inc. scores 5.4 out of 10 on the Lemma Quality Score, a reading of mixed quality. In this band one or two pillars are usually holding the score up while others drag it down, which the breakdown below makes visible. Nothing in it comes from the share price or from forecasts: it is The PNC Financial Services Group, Inc.’s own reported numbers, scored pillar by pillar.
Among the 261 Financials companies with a published score, that ranks at the 36th percentile, in the weaker half of its peers. For reference, the middle of the group scores 5.9 and a company needs 6.8 to reach its top quarter, which leaves The PNC Financial Services Group, Inc. below the median.
Profitability scores 6.0 out of 10, which reads as average. The median across 255 Financials companies is 6.8, so The PNC Financial Services Group, Inc. is below its peers on this pillar and ranks at the 35th percentile. Middling returns are common and not a flaw in themselves, though they leave less slack when costs rise or demand softens.
Solvency has no score for The PNC Financial Services Group, Inc. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median solvency score across 140 Financials companies is 8.5. Without it the overall says nothing about how comfortably the company carries its debt.
On growth, The PNC Financial Services Group, Inc. scores 4.8, an average reading. Its peers have a median of 4.6 across 241 Financials companies, which places it in line with them, at the 55th percentile. Average growth reflects a business expanding at roughly the pace of its sector, without a clear acceleration or decline.
Efficiency has no score for The PNC Financial Services Group, Inc. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median efficiency score across 211 Financials companies is 5.8. Without it the overall cannot say how well reported profit turns into cash.
On predictability, The PNC Financial Services Group, Inc. scores 5.1, an average reading. Its peers have a median of 4.9 across 256 Financials companies, which places it in line with them, at the 53rd percentile. Consistency near the median is typical, and it is worth checking whether the swings came from the business itself or from one-off items.
The five readings are evenly matched. The best, profitability at 6.0, is just 1.2 points above the weakest, growth at 4.8, so no single pillar is carrying the score. A profitability lead usually reflects something durable in the business model rather than a good year. Slow growth limits how fast the business can compound, even when everything else is in order.
Closing the gap on profitability would do the most for the overall. At the median of Financials companies, 6.8, The PNC Financial Services Group, Inc. would score about 5.7 instead of 5.4. With two pillars unscored, the overall rests on 65 of the 100 weight points, spread across the three pillars that could be measured (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20).
For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to The PNC Financial Services Group, Inc. by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading The PNC Financial Services Group, Inc. scores 5.4 out of 10, which reads as mixed quality. Its strongest pillar is profitability, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.
The PNC Financial Services Group, Inc. ranks at the 36th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against The PNC Financial Services Group, Inc.’s 5.4.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for PNC are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
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