Arthur J Gallagher & Co (AJG) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
Arthur J Gallagher & Co (AJG) scores 6.1 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on efficiency, and profitability is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
Arthur J Gallagher & Co’s returns on capital beat their cost in almost every measured year, by a clear margin: 4 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
Arthur J Gallagher & Co (AJG) has a Lemma Quality Score of 6.1 out of 10 as of October 16, 2026, which reads as solid quality. A solid reading is a respectable business with clear strengths and at least one area that falls short of the best in its field. Five pillars feed it, and every one of them is computed from what the company reported rather than from its share price.
Ranked with the 261 Financials companies Lemma publishes, the score sits at the 58th percentile, above the middle of the group. The median across the group is 5.9, and the top quarter begins at 6.8, so Arthur J Gallagher & Co is in line with the typical company here.
On profitability, Arthur J Gallagher & Co scores 4.3, an average reading. Its peers have a median of 6.8 across 255 Financials companies, which places it well below them, at the 18th percentile. An average profitability reading usually means the company earns a fair return without obvious pricing power, so the other pillars decide more of the story.
Arthur J Gallagher & Co’s solvency score is 6.2 out of 10 (average). Against a median of 8.5 among 140 Financials companies, that is well below the group and the 21st percentile. Middling solvency says the balance sheet is neither a strength nor a constraint today.
On growth, Arthur J Gallagher & Co scores 5.6, an average reading. Its peers have a median of 4.6 across 241 Financials companies, which places it above them, at the 64th percentile. Average growth reflects a business expanding at roughly the pace of its sector, without a clear acceleration or decline.
On efficiency, Arthur J Gallagher & Co scores 9.2, a strong reading. Its peers have a median of 5.8 across 211 Financials companies, which places it well above them, at the 83rd percentile. Efficiency at this level means the company needs comparatively little capital to produce what it sells.
Arthur J Gallagher & Co’s predictability score is 6.4 out of 10 (average). Against a median of 4.9 among 256 Financials companies, that is well above the group and the 80th percentile. Middling predictability suggests some volatility in the record, enough to read the other pillars with a little caution.
This is a lopsided profile. Efficiency scores 9.2 but profitability only 4.3, a gap of 4.9 points, so the overall hides a business that is excellent in one respect and weak in another. An efficiency lead means the operation turns what it has into cash better than it does anything else. A profitability shortfall is the one most worth understanding, since it bears directly on whether the business creates value.
The pillar with the most room to move the score is profitability. If it rose to the median of Financials companies, 6.8, Arthur J Gallagher & Co’s overall score would go from 6.1 to about 6.7. All five pillars could be scored, so the overall uses the full set of weights out of 100: profitability 25, solvency 20, growth 20, efficiency 15, predictability 20.
These are the Financials companies closest to Arthur J Gallagher & Co in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Arthur J Gallagher & Co scores 6.1 out of 10, which reads as solid quality. Its strongest pillar is efficiency, its weakest is profitability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Arthur J Gallagher & Co ranks at the 58th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Arthur J Gallagher & Co’s 6.1.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for AJG are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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