Allstate Corp-The (ALL) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
Allstate Corp-The (ALL) scores 7.9 out of 10 as of , computed from its reported financial statements. That reads as high quality. The reading rests on solvency, and predictability is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
Allstate Corp-The’s returns on capital beat their cost in most measured years: 3 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
As of October 16, 2026, Allstate Corp-The scores 7.9 out of 10 on the Lemma Quality Score, a reading of high quality. Businesses in this band tend to combine good returns with a sound balance sheet, even if one pillar lags the others. Nothing in it comes from the share price or from forecasts: it is Allstate Corp-The’s own reported numbers, scored pillar by pillar.
Set against 261 Financials companies, Allstate Corp-The lands at the 95th percentile, in the top tenth of its peers. The median across the group is 5.9, and the top quarter begins at 6.8, so Allstate Corp-The is well above the typical company here.
On profitability, Allstate Corp-The scores 7.8, a strong reading. Its peers have a median of 6.8 across 255 Financials companies, which places it above them, at the 76th percentile. A reading this strong says the business earns well on what it sells and on the capital it uses, the kind of margin profile competitors find hard to copy.
On solvency, Allstate Corp-The scores 9.2, a strong reading. Its peers have a median of 8.5 across 140 Financials companies, which places it above them, at the 63rd percentile. A high solvency score means leverage is modest relative to earnings and cash flow, which gives management room to act in a bad year.
On growth, Allstate Corp-The scores 7.8, a strong reading. Its peers have a median of 4.6 across 241 Financials companies, which places it well above them, at the 91st percentile. A high growth score rewards a business that is getting bigger in a way that reaches the bottom line, not just the top one.
On efficiency, Allstate Corp-The scores 9.1, a strong reading. Its peers have a median of 5.8 across 211 Financials companies, which places it well above them, at the 82nd percentile. High efficiency means assets and earnings are being turned into cash and output better than at most peers, a sign of a well run operation.
On predictability, Allstate Corp-The scores 5.7, an average reading. Its peers have a median of 4.9 across 256 Financials companies, which places it above them, at the 65th percentile. Consistency near the median is typical, and it is worth checking whether the swings came from the business itself or from one-off items.
Solvency at 9.2 is Allstate Corp-The’s best pillar and predictability at 5.7 its weakest. The 3.5 point gap between them is worth keeping in mind when reading the overall. Leading with solvency is a defensive strength: it protects the business more than it grows it. Uneven results make any single year a weaker guide to the next one.
Allstate Corp-The has no pillar below the median of Financials companies, which leaves little room to rise. Its exposure is to slippage instead, and profitability carries the most weight: one point less there would mean an overall of roughly 7.7 rather than 7.9. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Allstate Corp-The has a reading on every pillar.
For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to Allstate Corp-The by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Allstate Corp-The scores 7.9 out of 10, which reads as high quality. Its strongest pillar is solvency, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Allstate Corp-The ranks at the 95th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Allstate Corp-The’s 7.9.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for ALL are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
Free to start · No credit card