Quality score · AON · Financials

Is Aon PLC a quality business?

Aon PLC (AON) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.

7.2/ 10
High quality
as of October 16, 2026
Profitability
8.6 Strong
Solvency
5.6 Average
Growth
7.5 Strong
Efficiency
8.3 Strong
Predictability
5.9 Average
Strongest pillar: Profitability · Weakest: Solvency

Aon PLC (AON) scores 7.2 out of 10 as of , computed from its reported financial statements. That reads as high quality. The reading rests on profitability, and solvency is what holds it back.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does Aon PLC have an economic moat?

Wide moat

Aon PLC’s returns on capital beat their cost in almost every measured year, by a clear margin: 3 of 4 indicators passed.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How Aon PLC scores

On the filings behind it, Aon PLC earns 7.2 out of 10 for business quality as of October 16, 2026. That is high quality on our scale. A high reading means most of the pillars are strong, with no serious weakness pulling the average down. The figure is a weighted average of five pillars, each scored from 0 to 10 against sector-aware benchmarks from reported statements.

Among the 261 Financials companies with a published score, that ranks at the 87th percentile, in the top quarter of its peers. For reference, the middle of the group scores 5.9 and a company needs 6.8 to reach its top quarter, which leaves Aon PLC above the median.

Pillar by pillar

Profitability

Aon PLC’s profitability score is 8.6 out of 10 (strong). Against a median of 6.8 among 255 Financials companies, that is well above the group and the 94th percentile. High profitability means each unit of capital and of sales is turning into more profit than at most of its peers, which is usually the first sign of pricing power or a cost advantage.

Solvency

On solvency, Aon PLC scores 5.6, an average reading. Its peers have a median of 8.5 across 140 Financials companies, which places it well below them, at the 14th percentile. An average solvency reading suggests debt is present but manageable, the normal state for a company that borrows to fund its operations.

Growth

Growth scores 7.5 out of 10, which reads as strong. The median across 241 Financials companies is 4.6, so Aon PLC is well above its peers on this pillar and ranks at the 88th percentile. A high growth score rewards a business that is getting bigger in a way that reaches the bottom line, not just the top one.

Efficiency

Efficiency scores 8.3 out of 10, which reads as strong. The median across 211 Financials companies is 5.8, so Aon PLC is well above its peers on this pillar and ranks at the 72nd percentile. A strong efficiency reading usually shows up as healthy cash conversion: reported profit arriving as real cash rather than staying on the balance sheet.

Predictability

On predictability, Aon PLC scores 5.9, an average reading. Its peers have a median of 4.9 across 256 Financials companies, which places it above them, at the 68th percentile. Middling predictability suggests some volatility in the record, enough to read the other pillars with a little caution.

Strongest and weakest pillar

The profile is uneven. Profitability leads at 8.6 while solvency trails at 5.6, a gap of 3.0 points, so the overall averages a clear strength against a clear soft spot. Leading with profitability is the most valuable kind of strength, because margins and returns are what the other pillars ultimately feed. A solvency shortfall makes the business more exposed to rising rates and to a weak year.

What would move the score

Closing the gap on solvency would do the most for the overall. At the median of Financials companies, 8.5, Aon PLC would score about 7.8 instead of 7.2. All five pillars could be scored, so the overall uses the full set of weights out of 100: profitability 25, solvency 20, growth 20, efficiency 15, predictability 20.

Aon PLC and similar companies

These are the Financials companies closest to Aon PLC in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.

What each pillar measures

Profitability

8.6 / 10

How much profit the company generates from its capital and sales.

Solvency

5.6 / 10

The company’s ability to service debt and meet its obligations.

Growth

7.5 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

8.3 / 10

How well assets and earnings convert into cash and output.

Predictability

5.9 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is Aon PLC a quality business?

On this reading Aon PLC scores 7.2 out of 10, which reads as high quality. Its strongest pillar is profitability, its weakest is solvency. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does Aon PLC compare with other Financials companies?

Aon PLC ranks at the 87th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Aon PLC’s 7.2.

What does the AON quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for AON are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

All quality scoresFinancials quality rankingFinancials screener

Score any company, not just these.

Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.

Free to start · No credit card