MetLife, Inc. (MET) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
MetLife, Inc. (MET) scores 2.7 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on profitability, and growth is what holds it back.
2 pillars, solvency and efficiency, are unscored because the filings behind them carry too little to judge. Each is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
MetLife, Inc.’s filings do not show enough of the signs a moat leaves: 1 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
On the filings behind it, MetLife, Inc. earns 2.7 out of 10 for business quality as of October 16, 2026. That is low quality on our scale. A low reading means the reported numbers show weakness on several pillars at once, which is a reason to understand the business before anything else. The figure is a weighted average of five pillars, each scored from 0 to 10 against sector-aware benchmarks from reported statements.
Ranked with the 261 Financials companies Lemma publishes, the score sits at the 6th percentile, among the weakest quarter of its peers. The median across the group is 5.9, and the top quarter begins at 6.8, so MetLife, Inc. is well below the typical company here.
On profitability, MetLife, Inc. scores 3.8, a weak reading. Its peers have a median of 6.8 across 255 Financials companies, which places it well below them, at the 15th percentile. Low margins and returns leave little cushion, so a downturn or a cost increase reaches the bottom line quickly.
There is no solvency score for MetLife, Inc.: too little of the pillar could be measured from the filings to give an honest reading. The overall is therefore the weighted average of the other pillars. Across 140 Financials companies the median for this pillar is 8.5. Without it the overall says nothing about how comfortably the company carries its debt.
MetLife, Inc.’s growth score is 1.9 out of 10 (weak). Against a median of 4.6 among 241 Financials companies, that is well below the group and the 13th percentile. Weak growth means revenue and earnings have been flat or shrinking against peers, which can be cyclical or a sign of a market that is maturing.
There is no efficiency score for MetLife, Inc.: too little of the pillar could be measured from the filings to give an honest reading. The overall is therefore the weighted average of the other pillars. Across 211 Financials companies the median for this pillar is 5.8. Without it the overall cannot say how well reported profit turns into cash.
MetLife, Inc.’s predictability score is 2.2 out of 10 (weak). Against a median of 4.9 among 256 Financials companies, that is well below the group and the 13th percentile. Weak predictability means revenue or earnings have swung widely from year to year, so any single year’s figures are a less reliable guide.
The profile is uneven. Profitability leads at 3.8 while growth trails at 1.9, a gap of 1.9 points, so the overall averages a clear strength against a clear soft spot. Leading with profitability is the most valuable kind of strength, because margins and returns are what the other pillars ultimately feed. A growth shortfall often comes with size or a maturing market, and is less of a concern if the other pillars are strong.
Of everything that could lift MetLife, Inc.’s score, profitability matters most. Bringing it up to the 6.8 median of Financials companies would take the overall from 2.7 to roughly 3.9. Only three of the five pillars could be scored. Together they carry 65 of the 100 weight points (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and the overall is the weighted average of those alone.
These are the Financials companies closest to MetLife, Inc. in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading MetLife, Inc. scores 2.7 out of 10, which reads as low quality. Its strongest pillar is profitability, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.
MetLife, Inc. ranks at the 6th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against MetLife, Inc.’s 2.7.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for MET are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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