The Hartford Insurance Group, Inc. (HIG) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
The Hartford Insurance Group, Inc. (HIG) scores 7.8 out of 10 as of , computed from its reported financial statements. That reads as high quality. The reading rests on efficiency, and growth is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
The Hartford Insurance Group, Inc.’s returns on capital beat their cost in most measured years: 2 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
The Hartford Insurance Group, Inc. (HIG) has a Lemma Quality Score of 7.8 out of 10 as of October 16, 2026, which reads as high quality. A high reading means most of the pillars are strong, with no serious weakness pulling the average down. Five pillars feed it, and every one of them is computed from what the company reported rather than from its share price.
Ranked with the 261 Financials companies Lemma publishes, the score sits at the 95th percentile, among the top tenth of the group. A typical company in the group scores 5.9, and the best quarter starts from 6.8. The Hartford Insurance Group, Inc. is well above that typical reading.
On profitability, The Hartford Insurance Group, Inc. scores 7.4, a strong reading. Its peers have a median of 6.8 across 255 Financials companies, which places it above them, at the 63rd percentile. A reading this strong says the business earns well on what it sells and on the capital it uses, the kind of margin profile competitors find hard to copy.
On solvency, The Hartford Insurance Group, Inc. scores 9.2, a strong reading. Its peers have a median of 8.5 across 140 Financials companies, which places it above them, at the 61st percentile. Strong solvency points to a balance sheet that can carry its debts comfortably, with interest well covered and little pressure from creditors.
The Hartford Insurance Group, Inc.’s growth score is 6.2 out of 10 (average). Against a median of 4.6 among 241 Financials companies, that is well above the group and the 73rd percentile. Growth near the median is neither a reason to buy nor a concern, but it does mean the quality case rests more on the other pillars.
On efficiency, The Hartford Insurance Group, Inc. scores 10.0, a strong reading. Its peers have a median of 5.8 across 211 Financials companies, which places it well above them, at the 96th percentile. A strong efficiency reading usually shows up as healthy cash conversion: reported profit arriving as real cash rather than staying on the balance sheet.
On predictability, The Hartford Insurance Group, Inc. scores 6.9, an average reading. Its peers have a median of 4.9 across 256 Financials companies, which places it well above them, at the 86th percentile. An average predictability reading means results have wobbled about as much as is normal for the sector.
This is a lopsided profile. Efficiency scores 10.0 but growth only 6.2, a gap of 3.8 points, so the overall hides a business that is excellent in one respect and weak in another. An efficiency lead means the operation turns what it has into cash better than it does anything else. A growth shortfall often comes with size or a maturing market, and is less of a concern if the other pillars are strong.
Every scored pillar is at or above the median of Financials companies, so there is no catch-up left to lift the overall. The risk runs the other way: a one point fall in profitability, the heaviest of them, would take the score from 7.8 to about 7.5. All five pillars could be scored, so the overall uses the full set of weights out of 100: profitability 25, solvency 20, growth 20, efficiency 15, predictability 20.
These are the Financials companies closest to The Hartford Insurance Group, Inc. in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading The Hartford Insurance Group, Inc. scores 7.8 out of 10, which reads as high quality. Its strongest pillar is efficiency, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.
The Hartford Insurance Group, Inc. ranks at the 95th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against The Hartford Insurance Group, Inc.’s 7.8.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for HIG are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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