BB&T Corp (BBT) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
BB&T Corp (BBT) scores 3.5 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on efficiency, and growth is what holds it back.
2 pillars, profitability and solvency, are unscored because the filings behind them carry too little to judge. Each is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
BB&T Corp’s filings do not show enough of the signs a moat leaves: 1 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
BB&T Corp (BBT) has a Lemma Quality Score of 3.5 out of 10 as of October 16, 2026, which reads as low quality. A low reading means the reported numbers show weakness on several pillars at once, which is a reason to understand the business before anything else. Five pillars feed it, and every one of them is computed from what the company reported rather than from its share price.
Among the 261 Financials companies with a published score, that ranks at the 12th percentile, in the bottom quarter of the group. A typical company in the group scores 5.9, and the best quarter starts from 6.8. BB&T Corp is well below that typical reading.
Profitability has no score for BB&T Corp. Fewer than half of the pillar’s metric weight could be computed from the reported statements, so it is drawn as a dash and left out of the overall rather than counted as a zero. For context, the median profitability score across 255 Financials companies is 6.8. Without it the overall leans on balance sheet, growth and consistency, and says little about margins or returns on capital.
There is no solvency score for BB&T Corp: too little of the pillar could be measured from the filings to give an honest reading. The overall is therefore the weighted average of the other pillars. Across 140 Financials companies the median for this pillar is 8.5. Without it the overall says nothing about how comfortably the company carries its debt.
BB&T Corp’s growth score is 1.9 out of 10 (weak). Against a median of 4.6 among 241 Financials companies, that is well below the group and the 14th percentile. Weak growth means revenue and earnings have been flat or shrinking against peers, which can be cyclical or a sign of a market that is maturing.
BB&T Corp’s efficiency score is 5.0 out of 10 (average). Against a median of 5.8 among 211 Financials companies, that is below the group and the 30th percentile. Efficiency near the median says the operation is neither unusually lean nor unusually capital hungry.
On predictability, BB&T Corp scores 3.9, a weak reading. Its peers have a median of 4.9 across 256 Financials companies, which places it below them, at the 35th percentile. When results are this uneven, the averages behind the other pillars hide a lot of movement, and a longer history tells more than the latest year.
The profile is uneven. Efficiency leads at 5.0 while growth trails at 1.9, a gap of 3.1 points, so the overall averages a clear strength against a clear soft spot. An efficiency lead means the operation turns what it has into cash better than it does anything else. A growth shortfall often comes with size or a maturing market, and is less of a concern if the other pillars are strong.
Of everything that could lift BB&T Corp’s score, growth matters most. Bringing it up to the 4.6 median of Financials companies would take the overall from 3.5 to roughly 4.5. Only three of the five pillars could be scored. Together they carry 55 of the 100 weight points (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and the overall is the weighted average of those alone.
These are the Financials companies closest to BB&T Corp in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading BB&T Corp scores 3.5 out of 10, which reads as low quality. Its strongest pillar is efficiency, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.
BB&T Corp ranks at the 12th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against BB&T Corp’s 3.5.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for BBT are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
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