Raymond James Financial, Inc. (RJF) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
Raymond James Financial, Inc. (RJF) scores 7.0 out of 10 as of , computed from its reported financial statements. That reads as high quality. The reading rests on solvency, and growth is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
Raymond James Financial, Inc.’s returns on capital beat their cost in almost every measured year, by a clear margin: 4 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
On the filings behind it, Raymond James Financial, Inc. earns 7.0 out of 10 for business quality as of October 16, 2026. That is high quality on our scale. A high reading means most of the pillars are strong, with no serious weakness pulling the average down. The figure is a weighted average of five pillars, each scored from 0 to 10 against sector-aware benchmarks from reported statements.
Among the 261 Financials companies with a published score, that ranks at the 82nd percentile, in the top quarter of its peers. A typical company in the group scores 5.9, and the best quarter starts from 6.8. Raymond James Financial, Inc. is above that typical reading.
Profitability scores 5.9 out of 10, which reads as average. The median across 255 Financials companies is 6.8, so Raymond James Financial, Inc. is below its peers on this pillar and ranks at the 33rd percentile. Middling returns are common and not a flaw in themselves, though they leave less slack when costs rise or demand softens.
Solvency scores 9.4 out of 10, which reads as strong. The median across 140 Financials companies is 8.5, so Raymond James Financial, Inc. is above its peers on this pillar and ranks at the 66th percentile. A high solvency score means leverage is modest relative to earnings and cash flow, which gives management room to act in a bad year.
Growth scores 5.0 out of 10, which reads as average. The median across 241 Financials companies is 4.6, so Raymond James Financial, Inc. is in line with its peers on this pillar and ranks at the 59th percentile. A middling growth reading is typical of a mature company whose next step depends on reinvestment rather than on its market growing for it.
On efficiency, Raymond James Financial, Inc. scores 8.5, a strong reading. Its peers have a median of 5.8 across 211 Financials companies, which places it well above them, at the 74th percentile. Efficiency at this level means the company needs comparatively little capital to produce what it sells.
Raymond James Financial, Inc.’s predictability score is 6.7 out of 10 (average). Against a median of 4.9 among 256 Financials companies, that is well above the group and the 85th percentile. Consistency near the median is typical, and it is worth checking whether the swings came from the business itself or from one-off items.
This is a lopsided profile. Solvency scores 9.4 but growth only 5.0, a gap of 4.4 points, so the overall hides a business that is excellent in one respect and weak in another. A solvency lead means the balance sheet is the company’s strongest asset, a cushion that buys time when trading gets harder. A growth shortfall often comes with size or a maturing market, and is less of a concern if the other pillars are strong.
Closing the gap on profitability would do the most for the overall. At the median of Financials companies, 6.8, Raymond James Financial, Inc. would score about 7.2 instead of 7.0. All five pillars could be scored, so the overall uses the full set of weights out of 100: profitability 25, solvency 20, growth 20, efficiency 15, predictability 20.
These are the Financials companies closest to Raymond James Financial, Inc. in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Raymond James Financial, Inc. scores 7.0 out of 10, which reads as high quality. Its strongest pillar is solvency, its weakest is growth. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Raymond James Financial, Inc. ranks at the 82nd percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Raymond James Financial, Inc.’s 7.0.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for RJF are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
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