Huntington Bancshares Incorporated Common Stock (HBAN) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.
Huntington Bancshares Incorporated Common Stock (HBAN) scores 5.4 out of 10 as of , computed from its reported financial statements. That reads as mixed quality. The reading rests on profitability, and predictability is what holds it back.
Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.
Huntington Bancshares Incorporated Common Stock’s returns on capital beat their cost in most measured years: 2 of 4 indicators passed.
Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →
As of October 16, 2026, Huntington Bancshares Incorporated Common Stock scores 5.4 out of 10 on the Lemma Quality Score, a reading of mixed quality. In this band one or two pillars are usually holding the score up while others drag it down, which the breakdown below makes visible. Nothing in it comes from the share price or from forecasts: it is Huntington Bancshares Incorporated Common Stock’s own reported numbers, scored pillar by pillar.
Ranked with the 261 Financials companies Lemma publishes, the score sits at the 36th percentile, in the lower half of the group, above the bottom quarter. The median across the group is 5.9, and the top quarter begins at 6.8, so Huntington Bancshares Incorporated Common Stock is below the typical company here.
On profitability, Huntington Bancshares Incorporated Common Stock scores 6.3, an average reading. Its peers have a median of 6.8 across 255 Financials companies, which places it below them, at the 39th percentile. Profitability in the middle of the range is neither a moat nor a warning: margins and returns look like those of an ordinary business in this line of work.
Huntington Bancshares Incorporated Common Stock’s solvency score is 5.4 out of 10 (average). Against a median of 8.5 among 140 Financials companies, that is well below the group and the 11th percentile. Middling solvency says the balance sheet is neither a strength nor a constraint today.
On growth, Huntington Bancshares Incorporated Common Stock scores 5.7, an average reading. Its peers have a median of 4.6 across 241 Financials companies, which places it above them, at the 64th percentile. Average growth reflects a business expanding at roughly the pace of its sector, without a clear acceleration or decline.
Huntington Bancshares Incorporated Common Stock’s efficiency score is 5.3 out of 10 (average). Against a median of 5.8 among 211 Financials companies, that is below the group and the 38th percentile. Middling efficiency is unremarkable on its own, though improvements here tend to show up in free cash flow first.
On predictability, Huntington Bancshares Incorporated Common Stock scores 3.9, a weak reading. Its peers have a median of 4.9 across 256 Financials companies, which places it below them, at the 35th percentile. Weak predictability means revenue or earnings have swung widely from year to year, so any single year’s figures are a less reliable guide.
Profitability at 6.3 is Huntington Bancshares Incorporated Common Stock’s best pillar and predictability at 3.9 its weakest. The 2.4 point gap between them is worth keeping in mind when reading the overall. A profitability lead usually reflects something durable in the business model rather than a good year. Uneven results make any single year a weaker guide to the next one.
The pillar with the most room to move the score is solvency. If it rose to the median of Financials companies, 8.5, Huntington Bancshares Incorporated Common Stock’s overall score would go from 5.4 to about 6.0. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Huntington Bancshares Incorporated Common Stock has a reading on every pillar.
For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to Huntington Bancshares Incorporated Common Stock by market value, each scored on the same pillars.
How much profit the company generates from its capital and sales.
The company’s ability to service debt and meet its obligations.
How fast revenue, earnings and cash flow are compounding.
How well assets and earnings convert into cash and output.
How stable and consistent results have been over time.
Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.
This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.
Educational only. Not investment advice.
On this reading Huntington Bancshares Incorporated Common Stock scores 5.4 out of 10, which reads as mixed quality. Its strongest pillar is profitability, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.
Huntington Bancshares Incorporated Common Stock ranks at the 36th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Huntington Bancshares Incorporated Common Stock’s 5.4.
Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.
This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for HBAN are in the app.
No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.
Inside Lemma Analysis the same five pillars run on every company we cover, with the metrics behind each one, current fundamentals, a DCF you control and a watchlist that tells you when the price catches up.
Free to start · No credit card