Quality score · NTRS · Financials

Is Northern Trust Corporation a quality business?

Northern Trust Corporation (NTRS) scored on five pillars from its reported financial statements, and ranked against 261 Financials companies.

6.3/ 10
Solid quality
as of October 16, 2026
Profitability
7.2 Strong
Solvency
6.9 Average
Growth
5.8 Average
Efficiency
5.8 Average
Predictability
5.2 Average
Strongest pillar: Profitability · Weakest: Predictability

Northern Trust Corporation (NTRS) scores 6.3 out of 10 as of , computed from its reported financial statements. That reads as solid quality. The reading rests on profitability, and predictability is what holds it back.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does Northern Trust Corporation have an economic moat?

Narrow moat

Northern Trust Corporation’s returns on capital beat their cost in most measured years: 4 of 4 indicators passed.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How Northern Trust Corporation scores

As of October 16, 2026, Northern Trust Corporation scores 6.3 out of 10 on the Lemma Quality Score, a reading of solid quality. This band covers companies that do several things well but not everything, so the pillar detail below matters more than the headline. Nothing in it comes from the share price or from forecasts: it is Northern Trust Corporation’s own reported numbers, scored pillar by pillar.

Ranked with the 261 Financials companies Lemma publishes, the score sits at the 64th percentile, in the upper half of the group, short of the top quarter. A typical company in the group scores 5.9, and the best quarter starts from 6.8. Northern Trust Corporation is in line with that typical reading.

Pillar by pillar

Profitability

Northern Trust Corporation’s profitability score is 7.2 out of 10 (strong). Against a median of 6.8 among 255 Financials companies, that is in line with the group and the 58th percentile. High profitability means each unit of capital and of sales is turning into more profit than at most of its peers, which is usually the first sign of pricing power or a cost advantage.

Solvency

Northern Trust Corporation’s solvency score is 6.9 out of 10 (average). Against a median of 8.5 among 140 Financials companies, that is well below the group and the 29th percentile. Leverage in the middle of the range is rarely a problem in good years, and it is worth watching how quickly it would tighten in a weak one.

Growth

On growth, Northern Trust Corporation scores 5.8, an average reading. Its peers have a median of 4.6 across 241 Financials companies, which places it above them, at the 66th percentile. Average growth reflects a business expanding at roughly the pace of its sector, without a clear acceleration or decline.

Efficiency

Northern Trust Corporation’s efficiency score is 5.8 out of 10 (average). Against a median of 5.8 among 211 Financials companies, that is in line with the group and the 52nd percentile. Middling efficiency is unremarkable on its own, though improvements here tend to show up in free cash flow first.

Predictability

Predictability scores 5.2 out of 10, which reads as average. The median across 256 Financials companies is 4.9, so Northern Trust Corporation is in line with its peers on this pillar and ranks at the 55th percentile. Consistency near the median is typical, and it is worth checking whether the swings came from the business itself or from one-off items.

Strongest and weakest pillar

Profitability at 7.2 is Northern Trust Corporation’s best pillar and predictability at 5.2 its weakest. The 2.0 point gap between them is worth keeping in mind when reading the overall. A profitability lead usually reflects something durable in the business model rather than a good year. Uneven results make any single year a weaker guide to the next one.

What would move the score

Of everything that could lift Northern Trust Corporation’s score, solvency matters most. Bringing it up to the 8.5 median of Financials companies would take the overall from 6.3 to roughly 6.6. The weights add up to 100 points (profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and Northern Trust Corporation has a reading on every pillar.

Northern Trust Corporation and similar companies

For a fair comparison, start with companies of a similar size: the Financials companies below are nearest to Northern Trust Corporation by market value, each scored on the same pillars.

What each pillar measures

Profitability

7.2 / 10

How much profit the company generates from its capital and sales.

Solvency

6.9 / 10

The company’s ability to service debt and meet its obligations.

Growth

5.8 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

5.8 / 10

How well assets and earnings convert into cash and output.

Predictability

5.2 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is Northern Trust Corporation a quality business?

On this reading Northern Trust Corporation scores 6.3 out of 10, which reads as solid quality. Its strongest pillar is profitability, its weakest is predictability. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does Northern Trust Corporation compare with other Financials companies?

Northern Trust Corporation ranks at the 64th percentile of the 261 Financials companies Lemma publishes a score for. The median there is 5.9 and the top quarter starts at 6.8, against Northern Trust Corporation’s 6.3.

What does the NTRS quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 16, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for NTRS are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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