Quality score · UMH · Real Estate

Is UMH Properties Inc. a quality business?

UMH Properties Inc. (UMH) scored on five pillars from its reported financial statements, and ranked against 84 Real Estate companies.

2.2/ 10
Low quality
as of October 19, 2026
Profitability
0.6 Weak
Solvency
—
Growth
3.1 Weak
Efficiency
2.0 Weak
Predictability
3.3 Weak
Strongest pillar: Predictability · Weakest: Profitability

UMH Properties Inc. (UMH) scores 2.2 out of 10 as of , computed from its reported financial statements. That reads as low quality. The reading rests on predictability, and profitability is what holds it back.

One pillar, solvency, is unscored because the filings behind it carry too little to judge. It is shown as a dash rather than a zero, and the overall score is the weighted average of what could be scored.

Data provided by Twelve Data. Scores are computed by Lemma Analysis from reported financials.

Does UMH Properties Inc. have an economic moat?

Not enough data

We cannot judge UMH Properties Inc. yet, because fewer than five years had both a return on capital and a cost of capital we could measure. This is not a “no”.

Quantitative signs of a moat, read from the filed statements. This is not a judgement of where it comes from (brand, network effects, switching costs). How Lemma measures a moat →

How UMH Properties Inc. scores

On the filings behind it, UMH Properties Inc. earns 2.2 out of 10 for business quality as of October 19, 2026. That is low quality on our scale. A low reading means the reported numbers show weakness on several pillars at once, which is a reason to understand the business before anything else. The figure is a weighted average of five pillars, each scored from 0 to 10 against sector-aware benchmarks from reported statements.

Among the 84 Real Estate companies with a published score, that ranks at the 4th percentile, among the weakest quarter of its peers. For reference, the middle of the group scores 5.2 and a company needs 5.9 to reach its top quarter, which leaves UMH Properties Inc. well below the median.

Pillar by pillar

Profitability

Profitability scores 0.6 out of 10, which reads as weak. The median across 80 Real Estate companies is 4.8, so UMH Properties Inc. is well below its peers on this pillar and ranks at the 6th percentile. A low reading here is the first thing to explain: it is the pillar most closely tied to whether the business creates value at all.

Solvency

There is no solvency score for UMH Properties Inc.: too little of the pillar could be measured from the filings to give an honest reading. The overall is therefore the weighted average of the other pillars. Across 34 Real Estate companies the median for this pillar is 3.7. Without it the overall says nothing about how comfortably the company carries its debt.

Growth

On growth, UMH Properties Inc. scores 3.1, a weak reading. Its peers have a median of 5.2 across 74 Real Estate companies, which places it well below them, at the 18th percentile. When growth is this low the question is whether it is a pause or a trend, and the history behind the filings is the place to look.

Efficiency

Efficiency scores 2.0 out of 10, which reads as weak. The median across 80 Real Estate companies is 6.4, so UMH Properties Inc. is well below its peers on this pillar and ranks at the 6th percentile. Poor conversion of assets and earnings into cash can come from heavy investment phases, and it matters whether that investment is paying off.

Predictability

UMH Properties Inc.’s predictability score is 3.3 out of 10 (weak). Against a median of 4.9 among 83 Real Estate companies, that is well below the group and the 18th percentile. A low predictability score often belongs to cyclical businesses, where good and bad years alternate with the economy or with commodity prices.

Strongest and weakest pillar

The profile is uneven. Predictability leads at 3.3 while profitability trails at 0.6, a gap of 2.7 points, so the overall averages a clear strength against a clear soft spot. A predictability lead means consistency is the business’s strongest trait, which makes its other readings easier to trust. A profitability shortfall is the one most worth understanding, since it bears directly on whether the business creates value.

What would move the score

The pillar with the most room to move the score is profitability. If it rose to the median of Real Estate companies, 4.8, UMH Properties Inc.’s overall score would go from 2.2 to about 3.5. Only four of the five pillars could be scored. Together they carry 80 of the 100 weight points (the full set is profitability 25, solvency 20, growth 20, efficiency 15, predictability 20), and the overall is the weighted average of those alone.

UMH Properties Inc. and similar companies

These are the Real Estate companies closest to UMH Properties Inc. in market value. Each has its own page scored on the same five pillars, so the comparison is like for like.

What each pillar measures

Profitability

0.6 / 10

How much profit the company generates from its capital and sales.

Solvency

—

The company’s ability to service debt and meet its obligations.

Growth

3.1 / 10

How fast revenue, earnings and cash flow are compounding.

Efficiency

2.0 / 10

How well assets and earnings convert into cash and output.

Predictability

3.3 / 10

How stable and consistent results have been over time.

How this score is calculated

Each metric is scored from 0 to 10 against sector-aware benchmarks, where higher is better. Metrics roll up into five pillars, and the pillars combine into the overall score using the weights shown. Sector-sensitive metrics are judged relative to peers in the same sector.

Limitations

This score is a systematic, backward-looking read of reported fundamentals. It does not judge valuation, management quality, competitive moat, or future prospects, and can be distorted by one-off items or unusual accounting. Treat it as a starting point, not a recommendation.

Educational only. Not investment advice.

FAQ

Is UMH Properties Inc. a quality business?

On this reading UMH Properties Inc. scores 2.2 out of 10, which reads as low quality. Its strongest pillar is predictability, its weakest is profitability. Quality is not the same as a good investment: the score says nothing about the price you would pay.

How does UMH Properties Inc. compare with other Real Estate companies?

UMH Properties Inc. ranks at the 4th percentile of the 84 Real Estate companies Lemma publishes a score for. The median there is 5.2 and the top quarter starts at 5.9, against UMH Properties Inc.’s 2.2.

What does the UMH quality score measure?

Five pillars, each scored from 0 to 10 against sector-aware benchmarks and then weighted into one overall reading: profitability, solvency, growth, efficiency and predictability. Everything comes from reported financials, and nothing comes from price, sentiment or forecasts.

How current is this score?

This page last changed on October 19, 2026. The score moves with the financial statements, so the page changes when a new filing moves the reading rather than on a schedule. Live figures for UMH are in the app.

Does a high score mean the stock is cheap?

No. Quality and valuation are separate questions, and a good business at the wrong price is still a bad purchase. Score the business here, then price it with a DCF you control.

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